# ACI WORLDWIDE, INC. (ACIW) FY2026 YTD Q2 P&L / Income Statement

- Company: ACI WORLDWIDE, INC. (ACIW)
- Period: 2026-01-01 to 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-06, accession number 0000935036-26-000028
- Page: https://plicit.ai/financials/aciw/fy2026-ytd-q2-income-statement
- Chart image: https://plicit.ai/charts/aciw-fy2026-ytd-q2-income-statement-sankey.png

## Chart details: Revenue by Product and Service (5 categories)

Income statement for 2026-01-01 through 2026-06-30. View: Product and service (5 categories). Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Revenues**: 856,172,000 US dollars
- **Cost of revenue**: 477,309,000 US dollars
- **Gross profit (calculated)**: 378,863,000 US dollars
- **Operating expenses (calculated)**: 276,724,000 US dollars
- **Operating income**: 102,139,000 US dollars
- **Total other income (expense)**: negative 12,791,000 US dollars
- **Income before income taxes**: 89,348,000 US dollars
- **Income tax expense**: 19,244,000 US dollars
- **Net income**: 70,104,000 US dollars
- **Bill payments**: 446,344,000 US dollars
- **Merchant payments**: 88,151,000 US dollars
- **Payments intelligence**: 25,489,000 US dollars
- **Real-time payments**: 55,287,000 US dollars
- **Issuing and acquiring**: 240,901,000 US dollars
- **Research and development**: 91,992,000 US dollars
- **Selling and marketing**: 60,839,000 US dollars
- **General and administrative**: 74,700,000 US dollars
- **Depreciation and amortization**: 49,193,000 US dollars

### Chart connections

- Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.

## Chart details: Revenue by Business Segment

- Page: https://plicit.ai/financials/aciw/fy2026-ytd-q2-income-statement/revenue-by-business-segment
- Chart image: https://plicit.ai/charts/aciw-fy2026-ytd-q2-revenue-by-business-segment-sankey.png

Income statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Revenues**: 856,172,000 US dollars
- **Cost of revenue**: 477,309,000 US dollars
- **Gross profit (calculated)**: 378,863,000 US dollars
- **Operating expenses (calculated)**: 276,724,000 US dollars
- **Operating income**: 102,139,000 US dollars
- **Total other income (expense)**: negative 12,791,000 US dollars
- **Income before income taxes**: 89,348,000 US dollars
- **Income tax expense**: 19,244,000 US dollars
- **Net income**: 70,104,000 US dollars
- **Payment Software**: 409,828,000 US dollars
- **Biller**: 446,344,000 US dollars
- **Research and development**: 91,992,000 US dollars
- **Selling and marketing**: 60,839,000 US dollars
- **General and administrative**: 74,700,000 US dollars
- **Depreciation and amortization**: 49,193,000 US dollars

### Chart connections

- Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.

## Chart details: Revenue by Product and Service (4 categories)

- Page: https://plicit.ai/financials/aciw/fy2026-ytd-q2-income-statement/revenue-by-product-and-service-4-categories
- Chart image: https://plicit.ai/charts/aciw-fy2026-ytd-q2-revenue-by-product-and-service-4-categories-sankey.png

Income statement for 2026-01-01 through 2026-06-30. View: Product and service (4 categories). Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Revenues**: 856,172,000 US dollars
- **Cost of revenue**: 477,309,000 US dollars
- **Gross profit (calculated)**: 378,863,000 US dollars
- **Operating expenses (calculated)**: 276,724,000 US dollars
- **Operating income**: 102,139,000 US dollars
- **Total other income (expense)**: negative 12,791,000 US dollars
- **Income before income taxes**: 89,348,000 US dollars
- **Income tax expense**: 19,244,000 US dollars
- **Net income**: 70,104,000 US dollars
- **Software as a service and platform as a service**: 546,719,000 US dollars
- **License**: 156,836,000 US dollars
- **Maintenance**: 102,476,000 US dollars
- **Services**: 50,141,000 US dollars
- **Research and development**: 91,992,000 US dollars
- **Selling and marketing**: 60,839,000 US dollars
- **General and administrative**: 74,700,000 US dollars
- **Depreciation and amortization**: 49,193,000 US dollars

### Chart connections

- Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.

## Chart details: Revenue by Geography

- Page: https://plicit.ai/financials/aciw/fy2026-ytd-q2-income-statement/revenue-by-geography
- Chart image: https://plicit.ai/charts/aciw-fy2026-ytd-q2-revenue-by-geography-sankey.png

Income statement for 2026-01-01 through 2026-06-30. View: Geography. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Revenues**: 856,172,000 US dollars
- **Cost of revenue**: 477,309,000 US dollars
- **Gross profit (calculated)**: 378,863,000 US dollars
- **Operating expenses (calculated)**: 276,724,000 US dollars
- **Operating income**: 102,139,000 US dollars
- **Total other income (expense)**: negative 12,791,000 US dollars
- **Income before income taxes**: 89,348,000 US dollars
- **Income tax expense**: 19,244,000 US dollars
- **Net income**: 70,104,000 US dollars
- **UNITED STATES**: 548,851,000 US dollars
- **Other**: 307,321,000 US dollars
- **Research and development**: 91,992,000 US dollars
- **Selling and marketing**: 60,839,000 US dollars
- **General and administrative**: 74,700,000 US dollars
- **Depreciation and amortization**: 49,193,000 US dollars

### Chart connections

- Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.