# Chime Financial, Inc. (CHYM) FY2026 YTD Q2 P&L / Income Statement

- Company: Chime Financial, Inc. (CHYM)
- Period: 2026-01-01 to 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-06, accession number 0001795586-26-000048
- Page: https://plicit.ai/financials/chym/fy2026-ytd-q2-income-statement
- Chart image: https://plicit.ai/charts/chym-fy2026-ytd-q2-income-statement-sankey.png

## Chart details: Revenue by Product and Service

Income statement for 2026-01-01 through 2026-06-30. View: Product and service. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Revenue**: 1,317,155,000 US dollars
- **Cost of revenue**: 141,969,000 US dollars
- **Gross profit**: 1,175,186,000 US dollars
- **Total operating expenses**: 1,107,701,000 US dollars
- **Income (loss) from operations**: 67,485,000 US dollars
- **Other income (expense), net (calculated)**: 14,489,000 US dollars
- **Net income (loss) before income taxes**: 81,974,000 US dollars
- **Provision (benefit) for income taxes**: 668,000 US dollars
- **Net income (loss)**: 81,306,000 US dollars
- **Payments revenue**: 862,673,000 US dollars
- **Platform-related revenue**: 454,482,000 US dollars
- **Transaction and risk losses**: 192,192,000 US dollars
- **Member support and operations**: 204,954,000 US dollars
- **Sales and marketing**: 329,590,000 US dollars
- **Technology and development**: 221,891,000 US dollars
- **General and administrative**: 150,609,000 US dollars
- **Depreciation and amortization**: 8,465,000 US dollars

### Chart connections

- Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.

## Chart details: Revenue by Product and Service by Receivable Type

- Page: https://plicit.ai/financials/chym/fy2026-ytd-q2-income-statement/revenue-by-product-and-service-by-receivable-type
- Chart image: https://plicit.ai/charts/chym-fy2026-ytd-q2-revenue-by-product-and-service-by-receivable-type-sankey.png

Income statement for 2026-01-01 through 2026-06-30. View: Product and Service by Receivable Type. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Revenue**: 1,317,155,000 US dollars
- **Cost of revenue**: 141,969,000 US dollars
- **Gross profit**: 1,175,186,000 US dollars
- **Total operating expenses**: 1,107,701,000 US dollars
- **Income (loss) from operations**: 67,485,000 US dollars
- **Other income (expense), net (calculated)**: 14,489,000 US dollars
- **Net income (loss) before income taxes**: 81,974,000 US dollars
- **Provision (benefit) for income taxes**: 668,000 US dollars
- **Net income (loss)**: 81,306,000 US dollars
- **MyPay - Off-Balance Sheet Receivables**: 136,800,000 US dollars
- **MyPay - On-Balance Sheet Receivables**: 81,900,000 US dollars
- **Undisclosed (calculated)**: 1,098,455,000 US dollars
- **Transaction and risk losses**: 192,192,000 US dollars
- **Member support and operations**: 204,954,000 US dollars
- **Sales and marketing**: 329,590,000 US dollars
- **Technology and development**: 221,891,000 US dollars
- **General and administrative**: 150,609,000 US dollars
- **Depreciation and amortization**: 8,465,000 US dollars

### Chart connections

- Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.