ERIE INDEMNITY COMPANY (ERIE) FY2026 YTD Q2 Statement of Cash Flows

Income StatementCash FlowBalance Sheet

Statement of Cash Flows

2026-01-01 to 2026-06-30

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ERIE INDEMNITY COMPANY cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026One connected Sankey reconciles operating, investing and financing net cash flows through a shared cash pool, from beginning cash to ending cash. Ribbons flow left to right on one dollar scale. Activity totals are dark gray; beginning and ending cash are blue. Cash basis for beginning and ending balances and net cash change: Cash, cash equivalents, and restricted cash. Intermediate calculation bars are lighter gray. Identified asset purchases, sales and maturities are blue in either cash direction. Purple identifies capital transactions such as borrowing, repayments, share issuance and dividends. Free cash flow is a separate comparison, not an added cash flow. Read chart description and values below for full signed amounts, including zero items.Management fee received → operating reconciliation: $1,656,098,000.00Administrative services reimbursements received → operating reconciliation: $410,927,000.00Net investment income received → operating reconciliation: $46,038,000.00Service agreement revenue received → operating reconciliation: $11,698,000.00operating reconciliation → Net cash from operating activities: $306,814,000.00operating reconciliation → Commissions paid to agents: $825,406,000.00operating reconciliation → Administrative services expenses paid: $395,538,000.00operating reconciliation → General operating expenses paid: $148,455,000.00operating reconciliation → Incentive compensation paid to agents: $137,949,000.00operating reconciliation → Salaries and wages paid: $130,034,000.00operating reconciliation → Income taxes paid: $100,011,000.00operating reconciliation → Pension contribution and employee benefits paid: $80,554,000.00Available-for-sale securities sales → investing reconciliation: $387,027,000.00Available-for-sale securities maturities/calls → investing reconciliation: $85,548,000.00Equity securities → investing reconciliation: $10,908,000.00Collections on agent and other loans → investing reconciliation: $4,708,000.00Other investments → investing reconciliation: $252,000.00investing reconciliation → Available-for-sale securities: $529,834,000.00investing reconciliation → Equity securities: $95,633,000.00investing reconciliation → Purchase of fixed assets: $78,933,000.00investing reconciliation → Loans to agents and others: $18,700,000.00Net cash used in financing activities → financing reconciliation: $135,129,000.00Net changes in cash collateral for securities lent → financing reconciliation: $1,089,000.00financing reconciliation → Dividends paid to shareholders: $136,218,000.00Net cash used in investing activities → investing reconciliation: $234,657,000.00Beginning cash: Cash, cash equivalents, and restricted cash → Cash sources and uses: $345,874,000.00Net cash from operating activities → Cash sources and uses: $306,814,000.00Cash sources and uses → Ending cash: Cash, cash equivalents, and restricted cash: $282,902,000.00Cash sources and uses → Net cash used in investing activities: $234,657,000.00Cash sources and uses → Net cash used in financing activities: $135,129,000.00Management fee received: $1,656,098,000.00Management fee received+$1.66 BAdministrative services reimbursements received: $410,927,000.00Administrative services reimbursed+$410.93 MService agreement revenue received: $11,698,000.00Service agreement proceeds+$11.70 MNet investment income received: $46,038,000.00Net investment income received+$46.04 MCommissions paid to agents: -$825,406,000.00Commissions paid to agents−$825.41 MIncentive compensation paid to agents: -$137,949,000.00Agent incentive comp paid−$137.95 MSalaries and wages paid: -$130,034,000.00Salaries and wages paid−$130.03 MPension contribution and employee benefits paid: -$80,554,000.00Pension & employee benefits paid−$80.55 MGeneral operating expenses paid: -$148,455,000.00General operating expenses paid−$148.46 MAdministrative services expenses paid: -$395,538,000.00Administrative services paid−$395.54 MIncome taxes paid: -$100,011,000.00Income taxes paid−$100.01 MNet cash from operating activities: $306,814,000.00Operating cash+$306.81 Moperating reconciliation: $2,124,761,000.00Net changes in cash collateral for securities lent: $1,089,000.00Securities lending, net+$1.09 MDividends paid to shareholders: -$136,218,000.00Common dividends paid−$136.22 MNet cash used in financing activities: -$135,129,000.00. Cash required to fund net payments.Financing cash−$135.13 Mfinancing reconciliation: $136,218,000.00Available-for-sale securities: -$529,834,000.00AFS securities purchases−$529.83 MEquity securities: -$95,633,000.00Equity securities purchases−$95.63 MAvailable-for-sale securities sales: $387,027,000.00AFS securities sales+$387.03 MAvailable-for-sale securities maturities/calls: $85,548,000.00AFS securities maturities+$85.55 MEquity securities: $10,908,000.00Equity securities sales+$10.91 MPurchase of fixed assets: -$78,933,000.00Capital expenditures−$78.93 MLoans to agents and others: -$18,700,000.00Loans made−$18.70 MOther investments: $252,000.00Other investment proceeds+$252.00 KCollections on agent and other loans: $4,708,000.00Loan collections+$4.71 MNet cash used in investing activities: -$234,657,000.00. Cash required to fund net payments.Investing cash−$234.66 Minvesting reconciliation: $723,100,000.00Cash sources and uses: $652,688,000.00Beginning cash: Cash, cash equivalents, and restricted cash: $345,874,000.00Beginning cash$345.87 MEnding cash: Cash, cash equivalents, and restricted cash: $282,902,000.00Ending cash$282.90 MCASH RECONCILIATIONOperatingflowsInvestingflowsFinancingflowsFree cash flow$227.88 MOperating cash − cash spent on productive assetsCash flow / Net incomeUnavailableOperating cash flow ÷ net incomeNet cash change−$62.97 MEnding cash − beginning cash
Chart details

ERIE INDEMNITY COMPANY cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026

Cash flows for Jan 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2025. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.

Beginning cash on Dec 31, 2025
345,874,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
Operating activities
306,814,000 US dollars. Net cash provided.
Management fee received
1,656,098,000 US dollars
Administrative services reimbursements received
410,927,000 US dollars
Service agreement revenue received
11,698,000 US dollars
Net investment income received
46,038,000 US dollars
Commissions paid to agents
negative 825,406,000 US dollars
Incentive compensation paid to agents
negative 137,949,000 US dollars
Salaries and wages paid
negative 130,034,000 US dollars
Pension contribution and employee benefits paid
negative 80,554,000 US dollars
General operating expenses paid
negative 148,455,000 US dollars
Administrative services expenses paid
negative 395,538,000 US dollars
Income taxes paid
negative 100,011,000 US dollars
Investing activities
negative 234,657,000 US dollars. Net cash used.
Available-for-sale securities
negative 529,834,000 US dollars
Equity securities
negative 95,633,000 US dollars
Available-for-sale securities sales
387,027,000 US dollars
Available-for-sale securities maturities/calls
85,548,000 US dollars
Equity securities
10,908,000 US dollars
Purchase of fixed assets
negative 78,933,000 US dollars
Loans to agents and others
negative 18,700,000 US dollars
Other investments
252,000 US dollars
Collections on agent and other loans
4,708,000 US dollars
Financing activities
negative 135,129,000 US dollars. Net cash used.
Net changes in cash collateral for securities lent
1,089,000 US dollars
Dividends paid to shareholders
negative 136,218,000 US dollars
Operating adjustment reconciliation
2,124,761,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
financing gross reconciliation
136,218,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
investing gross reconciliation
723,100,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
Exchange-rate effect
0 US dollars
Ending cash on Jun 30, 2026
282,902,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
Cash sources and uses
652,688,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
Net cash change
negative 62,972,000 US dollars. Ending cash minus beginning cash.
Cash flow / Net income
Unavailable. Operating cash flow and reconciliation net income for the same period are required.
Operating cash flow
306,814,000 US dollars. Operating cash flow used in the free cash flow calculation.
cash spent on productive assets
78,933,000 US dollars. These cash purchases are already included in investing activities above.
Free cash flow
227,881,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.

Chart connections

  • Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
  • Financing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Investing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Operating reconciliation adjustments are not all independent cash receipts.
  • Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
  • The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
  • Operating cash flow minus cash spent on productive assets equals free cash flow: 306,814,000 US dollars minus 78,933,000 US dollars equals 227,881,000 US dollars.
ERIE INDEMNITY COMPANY (ERIE) FY2026 YTD Q2 Statement of Cash Flows Sankey chart
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