# FIDELITY NATIONAL FINANCIAL, INC. (FNF) FY2026 YTD Q2 Statement of Cash Flows - Company: FIDELITY NATIONAL FINANCIAL, INC. (FNF) - Period: 2026-01-01 to 2026-06-30 - Filing: Q2 FY2026 10-Q, filed 2026-08-06, accession number 0001331875-26-000073 - Page: https://plicit.ai/financials/fnf/fy2026-ytd-q2-cash-flow - Chart image: https://plicit.ai/charts/fnf-fy2026-ytd-q2-cash-flow-sankey.png ## Chart details Cash flows for Jan 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2025. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it. - **Beginning cash on Dec 31, 2025**: 2,636,000,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash - **Operating activities**: 2,746,000,000 US dollars. Net cash provided. - **Net earnings**: 597,000,000 US dollars - **Depreciation and amortization**: 434,000,000 US dollars - **Equity in earnings of unconsolidated affiliates**: 1,000,000 US dollars - **Loss on sales of investments and other assets and asset impairments, net**: 48,000,000 US dollars - **Interest credited/index credits to contractholder account balances**: 907,000,000 US dollars - **Change in market risk benefits, net**: 105,000,000 US dollars - **Deferred policy acquisition costs and deferred sales inducements**: negative 576,000,000 US dollars - **Charges assessed to contractholders for mortality and admin**: negative 161,000,000 US dollars - **Non-cash lease costs**: 64,000,000 US dollars - **Operating lease payments**: negative 68,000,000 US dollars - **Distributions from unconsolidated affiliates, return on investment**: 81,000,000 US dollars - **Stock-based compensation cost**: 46,000,000 US dollars - **Change in NAV of limited partnerships, net**: negative 194,000,000 US dollars - **Change in valuation of derivatives, equity securities, preferred securities, and other assets, net**: negative 288,000,000 US dollars - **Change in reinsurance recoverable**: 22,000,000 US dollars - **Change in future policy benefits**: 295,000,000 US dollars - **Change in funds withheld from reinsurers**: 1,624,000,000 US dollars - **Net increase in trade receivables**: negative 91,000,000 US dollars - **Net increase (decrease) in reserve for title claim losses**: 15,000,000 US dollars - **Net change in income taxes**: 108,000,000 US dollars - **Net change in other assets and other liabilities**: negative 132,000,000 US dollars - **Change in derivative collateral liabilities**: negative 77,000,000 US dollars - **Gain on the sale of businesses**: negative 14,000,000 US dollars - **Investing activities**: negative 916,000,000 US dollars. Net cash used. - **Proceeds from sales, calls and maturities of investment securities**: 10,469,000,000 US dollars - **Additions to property and equipment, capitalized software and title plants**: negative 63,000,000 US dollars - **Purchases of investment securities**: negative 12,086,000,000 US dollars - **Net proceeds from sales and maturities of short-term investment securities**: 940,000,000 US dollars - **Acquisitions and dispositions**: 34,000,000 US dollars - **Additional investments in unconsolidated affiliates**: negative 532,000,000 US dollars - **Distributions from unconsolidated affiliates, return of investment**: 343,000,000 US dollars - **Net other investing activities**: negative 21,000,000 US dollars - **Financing activities**: negative 884,000,000 US dollars. Net cash used. - **Debt offering**: 0 US dollars - **Debt service payments**: 0 US dollars - **Dividends paid**: negative 278,000,000 US dollars - **Subsidiary dividends paid to non-controlling interest shareholders**: negative 39,000,000 US dollars - **Net change in secured trust deposits**: 284,000,000 US dollars - **Borrowings**: 0 US dollars - **Payment of contingent consideration for prior period acquisitions**: negative 21,000,000 US dollars - **Contractholder account deposits**: 4,437,000,000 US dollars - **Contractholder account withdrawals**: negative 5,004,000,000 US dollars - **Purchases of treasury stock**: negative 138,000,000 US dollars - **F&G common stock offering**: 0 US dollars - **Other financing activities**: negative 2,000,000 US dollars - **Subsidiary repurchases of own equity**: negative 123,000,000 US dollars - **Operating adjustment reconciliation**: 3,750,000,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use. - **financing gross reconciliation**: 5,605,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use. - **investing gross reconciliation**: 12,702,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use. - **Exchange-rate effect**: 0 US dollars - **Ending cash on Jun 30, 2026**: 3,582,000,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash - **Cash sources and uses**: 5,382,000,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash. - **Net cash change**: 946,000,000 US dollars. Ending cash minus beginning cash. - **Cash flow / Net income**: 4.60×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio. ### Chart connections - Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash. - Financing contributions meet at a reconciliation junction before connecting to the net cash total. - Investing contributions meet at a reconciliation junction before connecting to the net cash total. - Operating reconciliation adjustments are not all independent cash receipts. - Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $2.15B after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts. - Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment. - The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.