GOOSEHEAD INSURANCE, INC. (GSHD) FY2026 YTD Q2 Statement of Cash Flows

Income StatementCash FlowBalance Sheet

Statement of Cash Flows

2026-01-01 to 2026-06-30

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GOOSEHEAD INSURANCE, INC. cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026One connected Sankey reconciles operating, investing and financing net cash flows through a shared cash pool, from beginning cash to ending cash. Ribbons flow left to right on one dollar scale. Activity totals are dark gray; beginning and ending cash are blue. Cash basis for beginning and ending balances and net cash change: Cash, cash equivalents, and restricted cash. Intermediate calculation bars are lighter gray. Net income is green for profit and red for loss. Identified asset purchases, sales and maturities are blue in either cash direction. Orange marks positive customer-advance and deferred-revenue changes that add to operating cash in the reconciliation. These are net changes, not gross customer receipts. Negative changes are neutral reconciliation adjustments; they do not by themselves identify cash payments. Purple identifies capital transactions such as borrowing, repayments, share issuance and dividends. Free cash flow is a separate comparison, not an added cash flow. Read chart description and values below for full signed amounts, including zero items.Net income → Net cash from operating activities: $25,059,000.00Equity-based compensation → Operating adjustments reconciliation: $10,973,000.00Commissions and agency fees receivable → Operating adjustments reconciliation: $10,715,000.00Depreciation and amortization → Operating adjustments reconciliation: $6,757,000.00Deferred income taxes → Operating adjustments reconciliation: $5,269,000.00Bad debt expense → Operating adjustments reconciliation: $877,000.00Amortization of debt discounts and issuance costs → Operating adjustments reconciliation: $595,000.00Other assets → Operating adjustments reconciliation: $62,000.00Operating adjustments reconciliation → Net cash from operating activities: $13,735,000.00Operating adjustments reconciliation → Prepaid expenses: $7,064,000.00Operating adjustments reconciliation → Receivable from franchisees: $6,304,000.00Operating adjustments reconciliation → Accounts payable and accrued expenses: $2,941,000.00Operating adjustments reconciliation → Contract liabilities: $2,187,000.00Operating adjustments reconciliation → Noncash lease activity: $1,806,000.00Operating adjustments reconciliation → Cloud computing arrangement implementation costs: $1,211,000.00Proceeds from fixed asset disposals → investing reconciliation: $409,000.00Proceeds from notes receivable to franchisees → investing reconciliation: $110,000.00investing reconciliation → Capitalized software development costs: $11,503,000.00investing reconciliation → Purchase of property and equipment: $3,123,000.00investing reconciliation → Cash consideration paid for asset acquisitions: $131,000.00Net cash used in financing activities → financing reconciliation: $35,008,000.00Proceeds from revolving credit facility → financing reconciliation: $26,000,000.00Proceeds from the issuance of Class A common stock → financing reconciliation: $347,000.00Customer premiums, net → financing reconciliation: $260,000.00financing reconciliation → Repurchases of Class A common stock: $53,754,000.00financing reconciliation → Member distributions: $6,365,000.00financing reconciliation → Repayment of notes payable: $1,496,000.00Net cash used in investing activities → investing reconciliation: $14,238,000.00Beginning cash: Cash, cash equivalents, and restricted cash → Cash sources and uses: $37,937,000.00Net cash from operating activities → Cash sources and uses: $38,794,000.00Cash sources and uses → Ending cash: Cash, cash equivalents, and restricted cash: $27,485,000.00Cash sources and uses → Net cash used in investing activities: $14,238,000.00Cash sources and uses → Net cash used in financing activities: $35,008,000.00Net income: $25,059,000.00Net income+$25.06 MDepreciation and amortization: $6,757,000.00Depreciation & amortization+$6.76 MAmortization of debt discounts and issuance costs: $595,000.00Debt cost amortization+$595.00 KLoss on disposal of fixed assets: $0.00Loss on debt extinguishment: $0.00Impairment expense: $0.00Bad debt expense: $877,000.00Credit loss provision+$877.00 KEquity-based compensation: $10,973,000.00Stock-based compensation+$10.97 MDeferred income taxes: $5,269,000.00Deferred income taxes+$5.27 MNoncash lease activity: -$1,806,000.00Noncash lease activity−$1.81 MCloud computing arrangement implementation costs: -$1,211,000.00Cloud implementation costs−$1.21 MReceivable from franchisees: -$6,304,000.00Receivable from franchisees−$6.30 MCommissions and agency fees receivable: $10,715,000.00Commissions & agency receivable+$10.72 MPrepaid expenses: -$7,064,000.00Prepaid expenses−$7.06 MOther assets: $62,000.00Other operating assets+$62.00 KAccounts payable and accrued expenses: -$2,941,000.00Payables & accrued liabilities−$2.94 MContract liabilities: -$2,187,000.00Deferred revenue−$2.19 MNet cash from operating activities: $38,794,000.00Operating cash+$38.79 MOperating adjustments reconciliation: $35,248,000.00Proceeds from the issuance of Class A common stock: $347,000.00IPO proceeds, net+$347.00 KMember distributions: -$6,365,000.00Member distributions−$6.37 MCustomer premiums, net: $260,000.00Customer premiums, net+$260.00 KRepayment of notes payable: -$1,496,000.00Secured debt repaid−$1.50 MProceeds from notes payable: $0.00Debt issuance cost: $0.00Repurchases of Class A common stock: -$53,754,000.00Common stock repurchases−$53.75 MDividends to stockholders: $0.00Proceeds from revolving credit facility: $26,000,000.00Credit line borrowings+$26.00 MNet cash used in financing activities: -$35,008,000.00. Cash required to fund net payments.Financing cash−$35.01 Mfinancing reconciliation: $61,615,000.00Issuance of notes receivable to franchisees: $0.00Proceeds from notes receivable to franchisees: $110,000.00Note receivable proceeds+$110.00 KCapitalized software development costs: -$11,503,000.00Software spending−$11.50 MCash consideration paid for asset acquisitions: -$131,000.00Asset acquisitions paid−$131.00 KProceeds from fixed asset disposals: $409,000.00Fixed asset disposal proceeds+$409.00 KPurchase of property and equipment: -$3,123,000.00PP&E purchases−$3.12 MNet cash used in investing activities: -$14,238,000.00. Cash required to fund net payments.Investing cash−$14.24 Minvesting reconciliation: $14,757,000.00Cash sources and uses: $76,731,000.00Beginning cash: Cash, cash equivalents, and restricted cash: $37,937,000.00Beginning cash$37.94 MEnding cash: Cash, cash equivalents, and restricted cash: $27,485,000.00Ending cash$27.49 MCASH RECONCILIATIONOperatingflowsInvestingflowsFinancingflowsFree cash flow$35.67 MOperating cash − cash spent on PP&ECash flow / Net income1.55×Operating cash flow ÷ net incomeNet cash change−$10.45 MEnding cash − beginning cash
Chart details

GOOSEHEAD INSURANCE, INC. cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026

Cash flows for Jan 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2025. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.

Beginning cash on Dec 31, 2025
37,937,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
Operating activities
38,794,000 US dollars. Net cash provided.
Net income
25,059,000 US dollars
Depreciation and amortization
6,757,000 US dollars
Amortization of debt discounts and issuance costs
595,000 US dollars
Loss on disposal of fixed assets
0 US dollars
Loss on debt extinguishment
0 US dollars
Impairment expense
0 US dollars
Bad debt expense
877,000 US dollars
Equity-based compensation
10,973,000 US dollars
Deferred income taxes
5,269,000 US dollars
Noncash lease activity
negative 1,806,000 US dollars
Cloud computing arrangement implementation costs
negative 1,211,000 US dollars
Receivable from franchisees
negative 6,304,000 US dollars
Commissions and agency fees receivable
10,715,000 US dollars
Prepaid expenses
negative 7,064,000 US dollars
Other assets
62,000 US dollars
Accounts payable and accrued expenses
negative 2,941,000 US dollars
Contract liabilities
negative 2,187,000 US dollars
Investing activities
negative 14,238,000 US dollars. Net cash used.
Issuance of notes receivable to franchisees
0 US dollars
Proceeds from notes receivable to franchisees
110,000 US dollars
Capitalized software development costs
negative 11,503,000 US dollars
Cash consideration paid for asset acquisitions
negative 131,000 US dollars
Proceeds from fixed asset disposals
409,000 US dollars
Purchase of property and equipment
negative 3,123,000 US dollars
Financing activities
negative 35,008,000 US dollars. Net cash used.
Proceeds from the issuance of Class A common stock
347,000 US dollars
Member distributions
negative 6,365,000 US dollars
Customer premiums, net
260,000 US dollars
Repayment of notes payable
negative 1,496,000 US dollars
Proceeds from notes payable
0 US dollars
Debt issuance cost
0 US dollars
Repurchases of Class A common stock
negative 53,754,000 US dollars
Dividends to stockholders
0 US dollars
Proceeds from revolving credit facility
26,000,000 US dollars
Operating adjustment reconciliation
35,248,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
financing gross reconciliation
61,615,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
investing gross reconciliation
14,757,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
Exchange-rate effect
0 US dollars
Ending cash on Jun 30, 2026
27,485,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
Cash sources and uses
76,731,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
Net cash change
negative 10,452,000 US dollars. Ending cash minus beginning cash.
Cash flow / Net income
1.55×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
Operating cash flow
38,794,000 US dollars. Operating cash flow used in the free cash flow calculation.
Cash purchases of property, plant and equipment
3,123,000 US dollars. These cash purchases are already included in investing activities above.
Free cash flow
35,671,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.

Chart connections

  • Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
  • Financing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Investing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Operating reconciliation adjustments are not all independent cash receipts.
  • Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $13.74M after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts.
  • Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
  • The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
  • Operating cash flow minus cash purchases of property, plant and equipment equals free cash flow: 38,794,000 US dollars minus 3,123,000 US dollars equals 35,671,000 US dollars.
GOOSEHEAD INSURANCE, INC. (GSHD) FY2026 YTD Q2 Statement of Cash Flows Sankey chart
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