# HCI Group, Inc. (HCI) FY2026 Q2 Statement of Cash Flows

- Company: HCI Group, Inc. (HCI)
- Period: 2026-04-01 to 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-07, accession number 0001193125-26-340280
- Page: https://plicit.ai/financials/hci/fy2026-q2-cash-flow
- Chart image: https://plicit.ai/charts/hci-fy2026-q2-cash-flow-sankey.png

## Chart details

Cash flows for Apr 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations. Beginning cash: Mar 31, 2026. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.

- **Beginning cash on Mar 31, 2026**: 1,017,806,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations
- **Operating activities**: 125,116,000 US dollars. Net cash provided.
- **Net income**: 82,900,000 US dollars
- **Stock-based compensation expense**: 3,339,000 US dollars
- **Net accretion of discount on investments in available-for-sale fixed-maturity securities**: negative 400,000 US dollars
- **Depreciation and amortization**: 2,045,000 US dollars
- **Deferred income tax expense (benefit)**: 1,590,000 US dollars
- **Net realized investment gains**: negative 1,222,000 US dollars
- **Net unrealized investment gains**: negative 743,000 US dollars
- **Credit loss expense - reinsurance recoverable**: negative 15,000 US dollars
- **Net loss from limited partnership investments**: 75,000 US dollars
- **Gains on sales of real estate investments**: 0 US dollars
- **Foreign currency remeasurement loss**: 96,000 US dollars
- **Debt conversion expense**: 0 US dollars
- **Other non-cash items**: 362,000 US dollars
- **Income taxes**: negative 26,126,000 US dollars
- **Premiums receivable, net**: negative 17,208,000 US dollars
- **Prepaid reinsurance premiums**: 20,948,000 US dollars
- **Reinsurance recoverable**: 14,123,000 US dollars
- **Deferred policy acquisition costs**: negative 8,506,000 US dollars
- **Funds withheld for assumed business**: negative 47,000 US dollars
- **Other assets**: negative 8,028,000 US dollars
- **Losses and loss adjustment expenses**: negative 7,857,000 US dollars
- **Unearned premiums**: 61,521,000 US dollars
- **Advance premiums**: negative 3,565,000 US dollars
- **Reinsurance payable on paid losses and loss adjustment expenses**: 0 US dollars
- **Assumed reinsurance balances payable**: 993,000 US dollars
- **Ceded reinsurance premiums payable**: 8,297,000 US dollars
- **Accrued expenses and other liabilities**: 2,544,000 US dollars
- **Investing activities**: negative 175,165,000 US dollars. Net cash used.
- **Investments in limited partnerships**: 0 US dollars
- **Return of capital from limited partnership investments**: 702,000 US dollars
- **Purchase of property and equipment**: negative 290,000 US dollars
- **Purchase of real estate investments**: negative 165,000 US dollars
- **Purchase of available-for-sale fixed-maturity securities**: negative 191,142,000 US dollars
- **Purchase of equity securities**: negative 12,604,000 US dollars
- **Proceeds from sales of real estate investments**: 0 US dollars
- **Proceeds from sales of available-for-sale fixed-maturity securities**: 1,765,000 US dollars
- **Proceeds from calls, repayments and maturities of available-for-sale fixed-maturity securities**: 6,470,000 US dollars
- **Proceeds from sales of equity securities**: 20,099,000 US dollars
- **Financing activities**: negative 90,949,000 US dollars. Net cash used.
- **Common stock dividends**: negative 5,081,000 US dollars
- **Proceeds from exercise of stock options**: 0 US dollars
- **Payment for deposit accounting assets**: negative 11,330,000 US dollars
- **Subscriber surplus contributions, net**: 4,141,000 US dollars
- **Payment of other noncontrolling interests issuance costs**: negative 318,000 US dollars
- **Payment of net share settlements and other**: negative 11,121,000 US dollars
- **Debt conversion costs paid**: 0 US dollars
- **Repurchase of noncontrolling interests**: negative 10,043,000 US dollars
- **Repayment under revolving credit facility, net**: 0 US dollars
- **Repayment of long-term debt**: negative 222,000 US dollars
- **Repurchase of common stock**: negative 56,975,000 US dollars
- **Operating adjustment reconciliation**: 115,933,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
- **financing gross reconciliation**: 95,090,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- **investing gross reconciliation**: 204,201,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- **Exchange-rate effect**: negative 94,000 US dollars
- **Ending cash on Jun 30, 2026**: 876,714,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations
- **Cash sources and uses**: 1,142,922,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
- **Net cash change**: negative 141,092,000 US dollars. Ending cash minus beginning cash.
- **Cash flow / Net income**: 1.51×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
- **Operating cash flow**: 125,116,000 US dollars. Operating cash flow used in the free cash flow calculation.
- **Cash purchases of property, plant and equipment**: 290,000 US dollars. These cash purchases are already included in investing activities above.
- **Free cash flow**: 124,826,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.

### Chart connections

- Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
- Financing contributions meet at a reconciliation junction before connecting to the net cash total.
- Investing contributions meet at a reconciliation junction before connecting to the net cash total.
- Operating reconciliation adjustments are not all independent cash receipts.
- Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $42.22M after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts.
- Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
- The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
- Operating cash flow minus cash purchases of property, plant and equipment equals free cash flow: 125,116,000 US dollars minus 290,000 US dollars equals 124,826,000 US dollars.