# HCI Group, Inc. (HCI) FY2026 Q2 P&L / Income Statement

- Company: HCI Group, Inc. (HCI)
- Period: 2026-04-01 to 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-07, accession number 0001193125-26-340280
- Page: https://plicit.ai/financials/hci/fy2026-q2-income-statement
- Chart image: https://plicit.ai/charts/hci-fy2026-q2-income-statement-sankey.png

## Chart details: Revenue by Product and Service

Income statement for 2026-04-01 through 2026-06-30. View: Revenue categories. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Total revenue**: 246,653,000 US dollars
- **Total expenses**: 135,680,000 US dollars
- **Operating profit (calculated)**: 110,973,000 US dollars
- **Other income (expense), net (calculated)**: 0 US dollars
- **Income before income taxes**: 110,973,000 US dollars
- **Income tax expense**: 28,073,000 US dollars
- **Net income**: 82,900,000 US dollars
- **Net investment income**: 18,890,000 US dollars
- **Net realized investment gains**: 1,222,000 US dollars
- **Net unrealized investment gains (losses)**: 743,000 US dollars
- **Policy fee income**: 1,651,000 US dollars
- **Other**: 5,135,000 US dollars
- **Net premiums earned**: 219,012,000 US dollars
- **Losses and loss adjustment expenses**: 71,076,000 US dollars
- **Policy acquisition and other underwriting expenses**: 32,346,000 US dollars
- **General and administrative personnel expenses**: 23,948,000 US dollars
- **Interest expense**: 1,084,000 US dollars
- **Other operating expenses**: 7,226,000 US dollars

### Chart connections

- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
- Of which attributable to HCI Group, Inc.: $73.80 M; to noncontrolling interests: $9.10 M.

## Chart details: Revenue by Business Segment

- Page: https://plicit.ai/financials/hci/fy2026-q2-income-statement/revenue-by-business-segment
- Chart image: https://plicit.ai/charts/hci-fy2026-q2-revenue-by-business-segment-sankey.png

Income statement for 2026-04-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Total revenue**: 246,653,000 US dollars
- **Total expenses**: 135,680,000 US dollars
- **Operating profit (calculated)**: 110,973,000 US dollars
- **Other income (expense), net (calculated)**: 0 US dollars
- **Income before income taxes**: 110,973,000 US dollars
- **Income tax expense**: 28,073,000 US dollars
- **Net income**: 82,900,000 US dollars
- **Insurance Operation**: 216,699,000 US dollars
- **Exzeo Group Inc**: 60,750,000 US dollars
- **Reciprocal Exchange Operation**: 25,360,000 US dollars
- **Real Estate Operations**: 4,567,000 US dollars
- **Corporate and Other**: 7,544,000 US dollars
- **Losses and loss adjustment expenses**: 71,076,000 US dollars
- **Policy acquisition and other underwriting expenses**: 32,346,000 US dollars
- **General and administrative personnel expenses**: 23,948,000 US dollars
- **Interest expense**: 1,084,000 US dollars
- **Other operating expenses**: 7,226,000 US dollars
- **Revenue before reconciliation (calculated)**: 314,920,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
- **Intersegment Eliminations**: negative 68,267,000 US dollars. Reported reconciliation to consolidated revenue.

### Chart connections

- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
- Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.
- Of which attributable to HCI Group, Inc.: $73.80 M; to noncontrolling interests: $9.10 M.