# HCI Group, Inc. (HCI) FY2026 YTD Q2 P&L / Income Statement

- Company: HCI Group, Inc. (HCI)
- Period: 2026-01-01 to 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-07, accession number 0001193125-26-340280
- Page: https://plicit.ai/financials/hci/fy2026-ytd-q2-income-statement
- Chart image: https://plicit.ai/charts/hci-fy2026-ytd-q2-income-statement-sankey.png

## Chart details: Revenue by Product and Service

Income statement for 2026-01-01 through 2026-06-30. View: Revenue categories. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Total revenue**: 489,535,000 US dollars
- **Total expenses**: 263,178,000 US dollars
- **Operating profit (calculated)**: 226,357,000 US dollars
- **Other income (expense), net (calculated)**: 0 US dollars
- **Income before income taxes**: 226,357,000 US dollars
- **Income tax expense**: 58,414,000 US dollars
- **Net income**: 167,943,000 US dollars
- **Net investment income**: 36,191,000 US dollars
- **Net realized investment gains**: 1,756,000 US dollars
- **Policy fee income**: 3,227,000 US dollars
- **Other**: 8,153,000 US dollars
- **Net premiums earned**: 441,163,000 US dollars
- **Losses and loss adjustment expenses**: 136,676,000 US dollars
- **Policy acquisition and other underwriting expenses**: 64,116,000 US dollars
- **General and administrative personnel expenses**: 46,301,000 US dollars
- **Interest expense**: 2,007,000 US dollars
- **Other operating expenses**: 14,078,000 US dollars
- **Revenue before reconciliation (calculated)**: 490,490,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
- **Net unrealized investment gains (losses)**: negative 955,000 US dollars. Reported reconciliation to consolidated revenue.

### Chart connections

- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
- Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.
- Of which attributable to HCI Group, Inc.: $147.20 M; to noncontrolling interests: $20.74 M.

## Chart details: Revenue by Business Segment

- Page: https://plicit.ai/financials/hci/fy2026-ytd-q2-income-statement/revenue-by-business-segment
- Chart image: https://plicit.ai/charts/hci-fy2026-ytd-q2-revenue-by-business-segment-sankey.png

Income statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Total revenue**: 489,535,000 US dollars
- **Total expenses**: 263,178,000 US dollars
- **Operating profit (calculated)**: 226,357,000 US dollars
- **Other income (expense), net (calculated)**: 0 US dollars
- **Income before income taxes**: 226,357,000 US dollars
- **Income tax expense**: 58,414,000 US dollars
- **Net income**: 167,943,000 US dollars
- **Insurance Operation**: 428,569,000 US dollars
- **Exzeo Group Inc**: 118,795,000 US dollars
- **Reciprocal Exchange Operation**: 53,879,000 US dollars
- **Real Estate Operations**: 8,763,000 US dollars
- **Corporate and Other**: 14,201,000 US dollars
- **Losses and loss adjustment expenses**: 136,676,000 US dollars
- **Policy acquisition and other underwriting expenses**: 64,116,000 US dollars
- **General and administrative personnel expenses**: 46,301,000 US dollars
- **Interest expense**: 2,007,000 US dollars
- **Other operating expenses**: 14,078,000 US dollars
- **Revenue before reconciliation (calculated)**: 624,207,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
- **Intersegment Eliminations**: negative 134,672,000 US dollars. Reported reconciliation to consolidated revenue.

### Chart connections

- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
- Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.
- Of which attributable to HCI Group, Inc.: $147.20 M; to noncontrolling interests: $20.74 M.