# The Hartford Insurance Group, Inc. (HIG) FY2025 Q1 Statement of Cash Flows

- Company: The Hartford Insurance Group, Inc. (HIG)
- Period: 2025-01-01 to 2025-03-31
- Filing: Q1 FY2025 10-Q, filed 2025-04-24, accession number 0000874766-25-000052
- Page: https://plicit.ai/financials/hig/fy2025-q1-cash-flow
- Chart image: https://plicit.ai/charts/hig-fy2025-q1-cash-flow-sankey.png

## Chart details

Cash flows for Jan 1, 2025 through Mar 31, 2025. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2024. Ending cash: Mar 31, 2025. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.

- **Beginning cash on Dec 31, 2024**: 234,000,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
- **Operating activities**: 985,000,000 US dollars. Net cash provided.
- **Net income**: 630,000,000 US dollars
- **Net realized losses (gains)**: 49,000,000 US dollars
- **Amortization of deferred policy acquisition costs**: 607,000,000 US dollars
- **Additions to deferred policy acquisition costs**: negative 655,000,000 US dollars
- **Depreciation and amortization**: 92,000,000 US dollars
- **Other operating activities, net**: 115,000,000 US dollars
- **Increase (Decrease) in Reinsurance Recoverable**: negative 50,000,000 US dollars
- **Net change in accrued and deferred income taxes**: 104,000,000 US dollars
- **Increase in insurance liabilities**: 1,115,000,000 US dollars
- **Increase (Decrease) in Premiums Receivable**: negative 414,000,000 US dollars
- **Net change in other assets and other liabilities**: negative 608,000,000 US dollars
- **Investing activities**: negative 401,000,000 US dollars. Net cash used.
- **Fixed maturities, AFS**: 2,126,000,000 US dollars
- **Fixed maturities, at fair value using the fair value option**: 25,000,000 US dollars
- **Equity securities, at fair value**: 35,000,000 US dollars
- **Mortgage loans**: 237,000,000 US dollars
- **Limited partnership and other alternative investments**: 56,000,000 US dollars
- **Fixed maturities, AFS**: negative 3,171,000,000 US dollars
- **Payments for the purchase of Fair Value Option Fixed Maturity Securties**: negative 4,000,000 US dollars
- **Equity securities, at fair value**: negative 12,000,000 US dollars
- **Mortgage loans**: negative 197,000,000 US dollars
- **Limited partnership and other alternative investments**: negative 177,000,000 US dollars
- **Payments for (Proceeds from) Derivative Instrument, Investing Activities**: 12,000,000 US dollars
- **Net additions of property and equipment**: negative 38,000,000 US dollars
- **Net proceeds from short-term investments**: 731,000,000 US dollars
- **Other investing activities, net**: negative 24,000,000 US dollars
- **Financing activities**: negative 608,000,000 US dollars. Net cash used.
- **Deposits and other additions to investment and universal life-type contracts**: 27,000,000 US dollars
- **Withdrawals and other deductions from investment and universal life-type contracts**: negative 26,000,000 US dollars
- **ProceedsPaymentsIssuanceReturnOfSharesUnderIncentiveAndShareBasedCompensationPlans**: negative 54,000,000 US dollars
- **Treasury stock acquired**: negative 400,000,000 US dollars
- **Dividends paid on preferred stock**: negative 5,000,000 US dollars
- **Dividends paid on common stock**: negative 150,000,000 US dollars
- **Operating adjustment reconciliation**: 2,082,000,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
- **financing gross reconciliation**: 635,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- **investing gross reconciliation**: 3,623,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- **Exchange-rate effect**: 6,000,000 US dollars
- **Ending cash on Mar 31, 2025**: 216,000,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
- **Cash sources and uses**: 1,225,000,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
- **Net cash change**: negative 18,000,000 US dollars. Ending cash minus beginning cash.
- **Cash flow / Net income**: 1.56×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
- **Operating cash flow**: 985,000,000 US dollars. Operating cash flow used in the free cash flow calculation.
- **Cash purchases of property, plant and equipment**: 38,000,000 US dollars. These cash purchases are already included in investing activities above.
- **Free cash flow**: 947,000,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.

### Chart connections

- Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
- Financing contributions meet at a reconciliation junction before connecting to the net cash total.
- Investing contributions meet at a reconciliation junction before connecting to the net cash total.
- Operating reconciliation adjustments are not all independent cash receipts.
- Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $355.00M after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts.
- Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
- The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
- Operating cash flow minus cash purchases of property, plant and equipment equals free cash flow: 985,000,000 US dollars minus 38,000,000 US dollars equals 947,000,000 US dollars.