# Lemonade, Inc. (LMND) FY2026 Q2 Balance Sheet

- Company: Lemonade, Inc. (LMND)
- Period: As of 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-04, accession number 0001691421-26-000055
- Page: https://plicit.ai/financials/lmnd/fy2026-q2-balance-sheet
- Chart image: https://plicit.ai/charts/lmnd-fy2026-q2-balance-sheet-sankey.png

## Chart details

Balance sheet as of 2026-06-30. The chart shows assets, liabilities and equity at that date.

- **Assets**: 2,011,900,000 US dollars
- **Liabilities**: 1,512,400,000 US dollars
- **Equity**: 499,500,000 US dollars
- **Fixed maturities available-for-sale, at fair value (amortized cost: $772.4 million and $706.0 million as of June 30, 2026 and December 31, 2025, respectively)**: 768,500,000 US dollars
- **Premium receivable, net of allowance for credit losses of $5.0 million and $4.1 million as of June 30, 2026 and December 31, 2025, respectively**: 490,400,000 US dollars
- **Cash, cash equivalents and restricted cash**: 380,300,000 US dollars
- **Reinsurance recoverable**: 132,100,000 US dollars
- **Prepaid reinsurance premium**: 125,300,000 US dollars
- **Other assets**: 44,000,000 US dollars
- **Goodwill**: 19,000,000 US dollars
- **Property and equipment, net**: 18,900,000 US dollars
- **Deferred acquisition costs**: 16,100,000 US dollars
- **Short-term investments (cost: $9.2 million and $14.1 million as of June 30, 2026 and December 31, 2025, respectively)**: 9,200,000 US dollars
- **Intangible assets**: 8,100,000 US dollars
- **Unearned premium**: 661,700,000 US dollars
- **Unpaid loss and loss adjustment expense**: 307,500,000 US dollars
- **Borrowings under financing agreement**: 206,400,000 US dollars
- **Funds held for reinsurance treaties**: 153,000,000 US dollars
- **Other liabilities and accrued expenses**: 126,600,000 US dollars
- **Deferred ceding commission**: 34,200,000 US dollars
- **Ceded premium payable**: 20,600,000 US dollars
- **Trade payables**: 2,400,000 US dollars
- **Additional paid-in capital**: 2,043,300,000 US dollars
- **Common stock, $0.00001 par value, 200,000,000 shares authorized; 77,326,718 and 75,907,215 shares issued and outstanding as of June 30, 2026 and December 31, 2025, respectively**: 0 US dollars
- **Accumulated deficit**: negative 1,543,500,000 US dollars
- **Accumulated other comprehensive (loss) income**: negative 300,000 US dollars
- **Gross equity (calculated)**: 2,043,300,000 US dollars. Net equity plus the magnitudes of its negative contributions equals gross positive equity. The negative contributions enter this reconciliation as add-backs; their filed signs stay negative.

### Chart connections

- Assets equal liabilities plus consolidated equity. Consolidated equity includes noncontrolling interests when reported.
- Treasury shares and other negative equity contributions reduce equity.