MGIC Investment Corp (MTG) FY2026 YTD Q2 Statement of Cash Flows

Income StatementCash FlowBalance Sheet

Statement of Cash Flows

2026-01-01 to 2026-06-30

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MGIC Investment Corp cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026One connected Sankey reconciles operating, investing and financing net cash flows through a shared cash pool, from beginning cash to ending cash. Ribbons flow left to right on one dollar scale. Activity totals are dark gray; beginning and ending cash are blue. Cash basis for beginning and ending balances and net cash change: Cash, cash equivalents, and restricted cash. Intermediate calculation bars are lighter gray. Net income is green for profit and red for loss. Identified asset purchases, sales and maturities are blue in either cash direction. Purple identifies capital transactions such as borrowing, repayments, share issuance and dividends. Free cash flow is a separate comparison, not an added cash flow. Read chart description and values below for full signed amounts, including zero items.Net Income → Net cash from operating activities: $261,866,000.00Net Income → Operating adjustments reconciliation: $85,582,000.00Loss reserves → Operating adjustments reconciliation: $17,117,000.00Equity compensation → Operating adjustments reconciliation: $12,256,000.00Deferred tax expense (benefit) → Operating adjustments reconciliation: $5,456,000.00Net (gains) losses on investments and other financial instruments → Operating adjustments reconciliation: $2,395,000.00Depreciation and amortization → Operating adjustments reconciliation: $1,870,000.00Deferred insurance policy acquisition costs → Operating adjustments reconciliation: $904,000.00Accrued investment income → Operating adjustments reconciliation: $415,000.00Operating adjustments reconciliation → Current income taxes: $74,394,000.00Operating adjustments reconciliation → Other, net: $19,436,000.00Operating adjustments reconciliation → Premiums receivable: $11,510,000.00Operating adjustments reconciliation → Reinsurance recoverable on loss reserves: $11,089,000.00Operating adjustments reconciliation → Unearned premiums: $8,515,000.00Operating adjustments reconciliation → Reinsurance recoverable on paid losses: $1,051,000.00Proceeds from maturity of fixed income securities → investing reconciliation: $765,722,000.00Proceeds from sales of investments → investing reconciliation: $58,450,000.00investing reconciliation → Net cash from investing activities: $43,976,000.00investing reconciliation → Purchases of investments: $779,539,000.00investing reconciliation → Additions to property and equipment: $657,000.00Net cash used in financing activities → financing reconciliation: $466,260,000.00financing reconciliation → Repurchase of common stock: $377,048,000.00financing reconciliation → Dividends paid: $66,819,000.00financing reconciliation → Payment of withholding taxes related to share-based compensation net share settlement: $22,393,000.00Beginning cash: Cash, cash equivalents, and restricted cash → Cash sources and uses: $375,514,000.00Net cash from operating activities → Cash sources and uses: $261,866,000.00Net cash from investing activities → Cash sources and uses: $43,976,000.00Cash sources and uses → Ending cash: Cash, cash equivalents, and restricted cash: $215,096,000.00Cash sources and uses → Net cash used in financing activities: $466,260,000.00Net Income: $347,448,000.00Net Income+$347.45 MDepreciation and amortization: $1,870,000.00D&A and accretion+$1.87 MDeferred tax expense (benefit): $5,456,000.00Deferred income taxes+$5.46 MEquity compensation: $12,256,000.00Stock-based compensation+$12.26 MNet (gains) losses on investments and other financial instruments: $2,395,000.00Investment & other gain & loss+$2.40 MAccrued investment income: $415,000.00Accrued investment income+$415.00 KReinsurance recoverable on loss reserves: -$11,089,000.00Reinsurance recoverables−$11.09 MReinsurance recoverable on paid losses: -$1,051,000.00Reinsurance on paid losses−$1.05 MPremiums receivable: -$11,510,000.00Premiums receivable−$11.51 MDeferred insurance policy acquisition costs: $904,000.00Deferred acquisition costs+$904.00 KLoss reserves: $17,117,000.00Claims reserves+$17.12 MUnearned premiums: -$8,515,000.00Unearned premiums−$8.52 MCurrent income taxes: -$74,394,000.00Income taxes, net−$74.39 MOther, net: -$19,436,000.00Other working capital, net−$19.44 MNet cash from operating activities: $261,866,000.00Operating cash+$261.87 MOperating adjustments reconciliation: $125,995,000.00Repurchase of common stock: -$377,048,000.00Common stock repurchases−$377.05 MDividends paid: -$66,819,000.00Common dividends paid−$66.82 MPayment of withholding taxes related to share-based compensation net share settlement: -$22,393,000.00Stock-award tax withholding−$22.39 MNet cash used in financing activities: -$466,260,000.00. Cash required to fund net payments.Financing cash−$466.26 Mfinancing reconciliation: $466,260,000.00Additions to property and equipment: -$657,000.00PP&E purchases−$657.00 KPurchases of investments: -$779,539,000.00Investment purchases−$779.54 MProceeds from sales of investments: $58,450,000.00Investment sales & maturities+$58.45 MProceeds from maturity of fixed income securities: $765,722,000.00Fixed income maturities+$765.72 MNet cash from investing activities: $43,976,000.00Investing cash+$43.98 Minvesting reconciliation: $824,172,000.00Cash sources and uses: $681,356,000.00Beginning cash: Cash, cash equivalents, and restricted cash: $375,514,000.00Beginning cash$375.51 MEnding cash: Cash, cash equivalents, and restricted cash: $215,096,000.00Ending cash$215.10 MCASH RECONCILIATIONOperatingflowsInvestingflowsFinancingflowsFree cash flow$261.21 MOperating cash − cash spent on PP&ECash flow / Net income0.75×Operating cash flow ÷ net incomeNet cash change−$160.42 MEnding cash − beginning cash
Chart details

MGIC Investment Corp cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026

Cash flows for Jan 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2025. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.

Beginning cash on Dec 31, 2025
375,514,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
Operating activities
261,866,000 US dollars. Net cash provided.
Net Income
347,448,000 US dollars
Depreciation and amortization
1,870,000 US dollars
Deferred tax expense (benefit)
5,456,000 US dollars
Equity compensation
12,256,000 US dollars
Net (gains) losses on investments and other financial instruments
2,395,000 US dollars
Accrued investment income
415,000 US dollars
Reinsurance recoverable on loss reserves
negative 11,089,000 US dollars
Reinsurance recoverable on paid losses
negative 1,051,000 US dollars
Premiums receivable
negative 11,510,000 US dollars
Deferred insurance policy acquisition costs
904,000 US dollars
Loss reserves
17,117,000 US dollars
Unearned premiums
negative 8,515,000 US dollars
Current income taxes
negative 74,394,000 US dollars
Other, net
negative 19,436,000 US dollars
Investing activities
43,976,000 US dollars. Net cash provided.
Additions to property and equipment
negative 657,000 US dollars
Purchases of investments
negative 779,539,000 US dollars
Proceeds from sales of investments
58,450,000 US dollars
Proceeds from maturity of fixed income securities
765,722,000 US dollars
Financing activities
negative 466,260,000 US dollars. Net cash used.
Repurchase of common stock
negative 377,048,000 US dollars
Dividends paid
negative 66,819,000 US dollars
Payment of withholding taxes related to share-based compensation net share settlement
negative 22,393,000 US dollars
Operating adjustment reconciliation
125,995,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
financing gross reconciliation
466,260,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
investing gross reconciliation
824,172,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
Exchange-rate effect
0 US dollars
Ending cash on Jun 30, 2026
215,096,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
Cash sources and uses
681,356,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
Net cash change
negative 160,418,000 US dollars. Ending cash minus beginning cash.
Cash flow / Net income
0.75×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
Operating cash flow
261,866,000 US dollars. Operating cash flow used in the free cash flow calculation.
Cash purchases of property, plant and equipment
657,000 US dollars. These cash purchases are already included in investing activities above.
Free cash flow
261,209,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.

Chart connections

  • Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
  • Financing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Investing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Operating reconciliation adjustments are not all independent cash receipts.
  • Net income exceeds operating cash. The diagram allocates $261.87M of net income directly to operating cash and $85.58M to the adjustment junction, where it combines with other additions to reconcile deductions. This is an accounting presentation, not a tracing of cash receipts.
  • Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
  • The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
  • Operating cash flow minus cash purchases of property, plant and equipment equals free cash flow: 261,866,000 US dollars minus 657,000 US dollars equals 261,209,000 US dollars.
MGIC Investment Corp (MTG) FY2026 YTD Q2 Statement of Cash Flows Sankey chart
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