NMI Holdings, Inc. (NMIH) FY2026 YTD Q2 P&L / Income Statement

Revenue by Product and Service

2026-01-01 to 2026-06-30

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NMI Holdings, Inc. (NMIH) FY2026 YTD Q2 P&L / Income StatementIncome statement for 2026-01-01 through 2026-06-30. View: Revenue categories. Revenue uses this breakdown; costs and expenses retain the consolidated categories.SOURCESREVENUE RECONCILIATIONREVENUEOPERATINGPRE-TAXNETNet premiums earnedNet investment incomeOther revenuesTotal revenuesRevenue before reconciliation (calculated)Net realized investment lossesOperating profit (calculated)Total expensesUnderwriting and operating expensesInsurance claims and claim expensesInterest expenseService expensesIncome before income taxesNet incomeIncome tax expenseRevenue before reconciliation (calculated)Revenue beforereconciliation(calculated)$371.74 MOperating profit (calculated)Operating profit(calculated)$261.89 MTotal revenuesTotal revenues$371.37 MIncome before income taxesPretax income$261.89 MNet incomeNet income$205.12 MNet premiums earnedNet premiums earned$312.33 MTotal expensesTotal expenses$109.48 MIncome tax expenseIncome tax expense$56.77 MNet investment incomeNet investment income$58.94 MUnderwriting and operating expensesUnderwriting andoperating expenses$61.12 MOther revenuesOther revenues$477.00 KInsurance claims and claim expensesInsurance claimsand claim expenses$33.81 MNet realized investment lossesNet realizedinvestment losses−$376.00 KInterest expenseInterest expense$14.23 MService expensesService expenses$329.00 K
Chart details

NMI Holdings, Inc. (NMIH) FY2026 YTD Q2 P&L / Income Statement

Income statement for 2026-01-01 through 2026-06-30. View: Revenue categories. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Total revenues
371,366,000 US dollars
Total expenses
109,477,000 US dollars
Operating profit (calculated)
261,889,000 US dollars
Other income (expense), net (calculated)
0 US dollars
Income before income taxes
261,889,000 US dollars
Income tax expense
56,771,000 US dollars
Net income
205,118,000 US dollars
Net premiums earned
312,330,000 US dollars
Net investment income
58,935,000 US dollars
Other revenues
477,000 US dollars
Insurance claims and claim expenses
33,808,000 US dollars
Underwriting and operating expenses
61,115,000 US dollars
Service expenses
329,000 US dollars
Interest expense
14,225,000 US dollars
Revenue before reconciliation (calculated)
371,742,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
Net realized investment losses
negative 376,000 US dollars. Reported reconciliation to consolidated revenue.

Chart connections

  • Revenue minus operating expenses equals operating income.
  • Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
  • Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.
NMI Holdings, Inc. (NMIH) FY2026 YTD Q2 P&L / Income Statement Sankey chart
Free to share unchanged, with credit to Plicit.ai · CC BY-NC-ND 4.0Download PNG

Operating margin

70.5%

Operating profit / revenue

Cash conversion

126.1%

Operating cash / net income, same period

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