# NMI Holdings, Inc. (NMIH) FY2026 YTD Q2 P&L / Income Statement

- Company: NMI Holdings, Inc. (NMIH)
- Period: 2026-01-01 to 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-07-31, accession number 0001547903-26-000038
- Page: https://plicit.ai/financials/nmih/fy2026-ytd-q2-income-statement
- Chart image: https://plicit.ai/charts/nmih-fy2026-ytd-q2-income-statement-sankey.png

## Chart details: Revenue by Product and Service

Income statement for 2026-01-01 through 2026-06-30. View: Revenue categories. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Total revenues**: 371,366,000 US dollars
- **Total expenses**: 109,477,000 US dollars
- **Operating profit (calculated)**: 261,889,000 US dollars
- **Other income (expense), net (calculated)**: 0 US dollars
- **Income before income taxes**: 261,889,000 US dollars
- **Income tax expense**: 56,771,000 US dollars
- **Net income**: 205,118,000 US dollars
- **Net premiums earned**: 312,330,000 US dollars
- **Net investment income**: 58,935,000 US dollars
- **Other revenues**: 477,000 US dollars
- **Insurance claims and claim expenses**: 33,808,000 US dollars
- **Underwriting and operating expenses**: 61,115,000 US dollars
- **Service expenses**: 329,000 US dollars
- **Interest expense**: 14,225,000 US dollars
- **Revenue before reconciliation (calculated)**: 371,742,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
- **Net realized investment losses**: negative 376,000 US dollars. Reported reconciliation to consolidated revenue.

### Chart connections

- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
- Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.