# SoFi Technologies, Inc. (SOFI) FY2026 Q2 Balance Sheet

- Company: SoFi Technologies, Inc. (SOFI)
- Period: As of 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-06, accession number 0001818874-26-000054
- Page: https://plicit.ai/financials/sofi/fy2026-q2-balance-sheet
- Chart image: https://plicit.ai/charts/sofi-fy2026-q2-balance-sheet-sankey.png

## Chart details

Balance sheet as of 2026-06-30. The chart shows assets, liabilities and equity at that date.

- **Assets**: 60,947,548,000 US dollars
- **Liabilities**: 49,871,321,000 US dollars
- **Equity**: 11,076,227,000 US dollars
- **Loans held for sale (includes $29.7 billion and $22.7 billion at fair value, as of June 30, 2026 and December 31, 2025, respectively)**: 29,737,289,000 US dollars
- **Loans held for investment, at fair value**: 16,920,564,000 US dollars
- **Investment securities (includes available-for-sale securities of $3,993,310 and $2,454,453 at fair value with associated amortized cost of $3,993,321 and $2,434,627, as of June 30, 2026 and December 31, 2025, respectively)**: 4,225,652,000 US dollars
- **Cash and cash equivalents**: 3,126,237,000 US dollars
- **Other assets (less allowance for credit losses of $2,557 and $2,998, as of June 30, 2026 and December 31, 2025, respectively)**: 2,624,233,000 US dollars
- **Goodwill**: 1,425,015,000 US dollars
- **Loans held for investment, at amortized cost (less allowance for credit losses of $56,459 and $50,934, as of June 30, 2026 and December 31, 2025, respectively)**: 1,275,529,000 US dollars
- **Property, equipment and software**: 496,712,000 US dollars
- **Restricted cash and restricted cash equivalents**: 439,322,000 US dollars
- **Servicing rights**: 364,318,000 US dollars
- **Intangible assets**: 226,528,000 US dollars
- **Operating lease right-of-use assets**: 86,149,000 US dollars
- **Interest-bearing deposits**: 45,416,257,000 US dollars
- **Debt**: 3,300,544,000 US dollars
- **Accounts payable, accruals and other liabilities**: 923,024,000 US dollars
- **Noninterest-bearing deposits**: 126,903,000 US dollars
- **Operating lease liabilities**: 104,083,000 US dollars
- **Residual interests classified as debt**: 510,000 US dollars
- **Additional paid-in capital**: 11,589,035,000 US dollars
- **Common stock, $0.00 par value: 3,100,000,000 and 3,100,000,000 shares authorized; 1,290,312,404 and 1,270,568,878 shares issued and outstanding, as of June 30, 2026 and December 31, 2025, respectively**: 128,000 US dollars
- **Accumulated deficit**: negative 500,955,000 US dollars
- **Accumulated other comprehensive income (loss)**: negative 11,981,000 US dollars
- **Gross equity (calculated)**: 11,589,163,000 US dollars. Net equity plus the magnitudes of its negative contributions equals gross positive equity. The negative contributions enter this reconciliation as add-backs; their filed signs stay negative.

### Chart connections

- Assets equal liabilities plus consolidated equity. Consolidated equity includes noncontrolling interests when reported.
- Treasury shares and other negative equity contributions reduce equity.