# SoFi Technologies, Inc. (SOFI) FY2026 YTD Q2 P&L / Income Statement

- Company: SoFi Technologies, Inc. (SOFI)
- Period: 2026-01-01 to 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-06, accession number 0001818874-26-000054
- Page: https://plicit.ai/financials/sofi/fy2026-ytd-q2-income-statement
- Chart image: https://plicit.ai/charts/sofi-fy2026-ytd-q2-income-statement-sankey.png

## Chart details: Revenue by Product and Service

Income statement for 2026-01-01 through 2026-06-30. View: Revenue categories. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Total net revenue**: 2,319,044,000 US dollars
- **Operating expenses (calculated)**: 1,915,183,000 US dollars
- **Operating profit (calculated)**: 403,861,000 US dollars
- **Other income (expense), net (calculated)**: 0 US dollars
- **Income before income taxes**: 403,861,000 US dollars
- **Income tax expense**: 80,538,000 US dollars
- **Net income**: 323,323,000 US dollars
- **Net interest income**: 1,481,183,000 US dollars
- **Total noninterest income**: 837,861,000 US dollars
- **Total noninterest expense**: 1,892,533,000 US dollars
- **Provision for credit losses**: 22,650,000 US dollars

### Chart connections

- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.

## Chart details: Revenue by Business Segment

- Page: https://plicit.ai/financials/sofi/fy2026-ytd-q2-income-statement/revenue-by-business-segment
- Chart image: https://plicit.ai/charts/sofi-fy2026-ytd-q2-revenue-by-business-segment-sankey.png

Income statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Total net revenue**: 2,319,044,000 US dollars
- **Operating expenses (calculated)**: 1,915,183,000 US dollars
- **Operating profit (calculated)**: 403,861,000 US dollars
- **Other income (expense), net (calculated)**: 0 US dollars
- **Income before income taxes**: 403,861,000 US dollars
- **Income tax expense**: 80,538,000 US dollars
- **Net income**: 323,323,000 US dollars
- **Lending**: 1,367,218,000 US dollars
- **Technology Platform**: 159,591,000 US dollars
- **Financial Services**: 894,821,000 US dollars
- **Total noninterest expense**: 1,892,533,000 US dollars
- **Provision for credit losses**: 22,650,000 US dollars
- **Revenue before reconciliation (calculated)**: 2,421,630,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
- **Corporate / Other**: negative 102,586,000 US dollars. Reported reconciliation to consolidated revenue.

### Chart connections

- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
- Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.