STATE STREET CORPORATION (STT) FY2026 YTD Q2 Statement of Cash Flows

Income StatementCash FlowBalance Sheet

Statement of Cash Flows

2026-01-01 to 2026-06-30

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STATE STREET CORPORATION cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026One connected Sankey reconciles operating, investing and financing net cash flows through a shared cash pool, from beginning cash to ending cash. Ribbons flow left to right on one dollar scale. Activity totals are dark gray; beginning and ending cash are blue. Cash basis for beginning and ending balances and net cash change: Cash, cash equivalents, and restricted cash. Intermediate calculation bars are lighter gray. Net income is green for profit and red for loss. Identified asset purchases, sales and maturities are blue in either cash direction. Purple identifies capital transactions such as borrowing, repayments, share issuance and dividends. Free cash flow is a separate comparison, not an added cash flow. Read chart description and values below for full signed amounts, including zero items.Net increase in all other deposits → financing reconciliation: $46,707,000,000.00Proceeds from issuance of long-term debt, net of issuance costs → financing reconciliation: $1,615,000,000.00Net increase in other short-term borrowings → financing reconciliation: $551,000,000.00financing reconciliation → Net cash from financing activities: $44,495,000,000.00financing reconciliation → Net decrease in time deposits: $1,512,000,000.00financing reconciliation → Payments for long-term debt and obligations under finance leases: $918,000,000.00financing reconciliation → Repurchases of common stock: $800,000,000.00financing reconciliation → Payments for cash dividends: $584,000,000.00financing reconciliation → Net decrease in securities sold under repurchase agreements: $446,000,000.00financing reconciliation → Repurchases of common stock for employee tax withholding: $107,000,000.00financing reconciliation → Other, net: $11,000,000.00Proceeds from maturities of available-for-sale securities → investing reconciliation: $10,765,000,000.00Proceeds from sales of available-for-sale securities → investing reconciliation: $5,428,000,000.00Proceeds from maturities of held-to-maturity securities → investing reconciliation: $2,853,000,000.00Sale of loans → investing reconciliation: $604,000,000.00Other, net → investing reconciliation: $141,000,000.00investing reconciliation → Purchases of available-for-sale securities: $21,819,000,000.00investing reconciliation → Net increase in interest-bearing deposits with banks: $18,293,000,000.00investing reconciliation → Net increase in loans: $6,268,000,000.00investing reconciliation → Net increase in securities purchased under resale agreements: $2,223,000,000.00investing reconciliation → Purchases of premises and equipment, net: $945,000,000.00investing reconciliation → Purchases of equity investments and other long-term assets: $412,000,000.00Net cash used in operating activities → operating reconciliation: $14,469,000,000.00Net income → operating reconciliation: $1,848,000,000.00Change in accrued expenses and other liabilities, net → operating reconciliation: $4,336,000,000.00Other, net → operating reconciliation: $328,000,000.00Other non-cash adjustments for depreciation, amortization and accretion, net → operating reconciliation: $305,000,000.00Amortization of other intangible assets → operating reconciliation: $112,000,000.00Deferred income tax → operating reconciliation: $100,000,000.00Provision for credit losses → operating reconciliation: $16,000,000.00operating reconciliation → Change in collateral deposits, net: $13,578,000,000.00operating reconciliation → Change in unrealized losses on foreign exchange derivatives, net: $4,820,000,000.00operating reconciliation → Change in other assets, net: $2,614,000,000.00operating reconciliation → Change in accrued interest and fees receivable, net: $472,000,000.00operating reconciliation → Change in trading account assets, net: $29,000,000.00operating reconciliation → Gains related to investment securities, net: $1,000,000.00Net cash used in investing activities → investing reconciliation: $30,169,000,000.00Beginning cash: Cash, cash equivalents, and restricted cash → Cash sources and uses: $4,433,000,000.00Net cash from financing activities → Cash sources and uses: $44,495,000,000.00Cash sources and uses → Ending cash: Cash, cash equivalents, and restricted cash: $4,290,000,000.00Cash sources and uses → Net cash used in investing activities: $30,169,000,000.00Cash sources and uses → Net cash used in operating activities: $14,469,000,000.00Change in other assets, net: -$2,614,000,000.00Other operating assets−$2.61 BDeferred income tax: $100,000,000.00Deferred income taxes+$100.00 MNet income: $1,848,000,000.00Net income+$1.85 BChange in trading account assets, net: -$29,000,000.00Trading securities, net−$29.00 MOther non-cash adjustments for depreciation, amortization and accretion, net: $305,000,000.00Depreciation, amort. & accretion+$305.00 MChange in accrued expenses and other liabilities, net: $4,336,000,000.00Other operating liabilities+$4.34 BChange in collateral deposits, net: -$13,578,000,000.00Collateral deposits, net−$13.58 BOther, net: $328,000,000.00Other non-cash items+$328.00 MChange in accrued interest and fees receivable, net: -$472,000,000.00Other receivables−$472.00 MAmortization of other intangible assets: $112,000,000.00Intangible amortization+$112.00 MProvision for credit losses: $16,000,000.00Provision for credit losses+$16.00 MGains related to investment securities, net: -$1,000,000.00Realized investment gain & loss−$1.00 MChange in unrealized losses on foreign exchange derivatives, net: -$4,820,000,000.00Derivative value change−$4.82 BNet cash used in operating activities: -$14,469,000,000.00. Cash required to fund net payments.Operating cash−$14.47 Boperating reconciliation: $21,514,000,000.00Repurchases of common stock for employee tax withholding: -$107,000,000.00Stock repurchases for taxes−$107.00 MNet decrease in securities sold under repurchase agreements: -$446,000,000.00Repurchase agreements, net−$446.00 MRepurchases of common stock: -$800,000,000.00Common stock repurchases−$800.00 MProceeds from issuance of preferred stock, net of issuance costs: $0.00Net decrease in time deposits: -$1,512,000,000.00Net decrease in time deposits−$1.51 BPayments for cash dividends: -$584,000,000.00Dividends paid−$584.00 MOther, net: -$11,000,000.00Other financing, net−$11.00 MPayments for long-term debt and obligations under finance leases: -$918,000,000.00Debt & capital securities repaid−$918.00 MProceeds from issuance of long-term debt, net of issuance costs: $1,615,000,000.00Long-term debt issued+$1.62 BNet increase in other short-term borrowings: $551,000,000.00Other short-term debt, net+$551.00 MNet increase in all other deposits: $46,707,000,000.00Other deposits, net+$46.71 BNet cash from financing activities: $44,495,000,000.00Financing cash+$44.50 Bfinancing reconciliation: $48,873,000,000.00Net increase in securities purchased under resale agreements: -$2,223,000,000.00Resale agreements, net−$2.22 BProceeds from maturities of available-for-sale securities: $10,765,000,000.00AFS securities maturities+$10.77 BPurchases of premises and equipment, net: -$945,000,000.00PP&E purchases−$945.00 MSale of loans: $604,000,000.00Loan sales+$604.00 MNet increase in loans: -$6,268,000,000.00Net increase in loans−$6.27 BPurchases of equity investments and other long-term assets: -$412,000,000.00Other investment purchases−$412.00 MNet increase in interest-bearing deposits with banks: -$18,293,000,000.00Bank deposits, net−$18.29 BOther, net: $141,000,000.00Other investing, net+$141.00 MProceeds from sales of available-for-sale securities: $5,428,000,000.00AFS securities sales+$5.43 BPurchases of available-for-sale securities: -$21,819,000,000.00AFS securities purchases−$21.82 BProceeds from maturities of held-to-maturity securities: $2,853,000,000.00HTM securities maturities+$2.85 BNet cash used in investing activities: -$30,169,000,000.00. Cash required to fund net payments.Investing cash−$30.17 Binvesting reconciliation: $49,960,000,000.00Cash sources and uses: $48,928,000,000.00Beginning cash: Cash, cash equivalents, and restricted cash: $4,433,000,000.00Beginning cash$4.43 BEnding cash: Cash, cash equivalents, and restricted cash: $4,290,000,000.00Ending cash$4.29 BCASH RECONCILIATIONFinancingflowsInvestingflowsOperatingflowsFree cash flow−$15.41 BOperating cash − cash spent on PP&ECash flow / Net income−7.83×Operating cash flow ÷ net incomeNet cash change−$143.00 MEnding cash − beginning cash
Chart details

STATE STREET CORPORATION cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026

Cash flows for Jan 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2025. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.

Beginning cash on Dec 31, 2025
4,433,000,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
Operating activities
negative 14,469,000,000 US dollars. Net cash used.
Net income
1,848,000,000 US dollars
Change in other assets, net
negative 2,614,000,000 US dollars
Deferred income tax
100,000,000 US dollars
Change in trading account assets, net
negative 29,000,000 US dollars
Other non-cash adjustments for depreciation, amortization and accretion, net
305,000,000 US dollars
Change in accrued expenses and other liabilities, net
4,336,000,000 US dollars
Change in collateral deposits, net
negative 13,578,000,000 US dollars
Other, net
328,000,000 US dollars
Change in accrued interest and fees receivable, net
negative 472,000,000 US dollars
Amortization of other intangible assets
112,000,000 US dollars
Provision for credit losses
16,000,000 US dollars
Gains related to investment securities, net
negative 1,000,000 US dollars
Change in unrealized losses on foreign exchange derivatives, net
negative 4,820,000,000 US dollars
Investing activities
negative 30,169,000,000 US dollars. Net cash used.
Net increase in securities purchased under resale agreements
negative 2,223,000,000 US dollars
Proceeds from maturities of available-for-sale securities
10,765,000,000 US dollars
Purchases of premises and equipment, net
negative 945,000,000 US dollars
Sale of loans
604,000,000 US dollars
Net increase in loans
negative 6,268,000,000 US dollars
Purchases of equity investments and other long-term assets
negative 412,000,000 US dollars
Net increase in interest-bearing deposits with banks
negative 18,293,000,000 US dollars
Other, net
141,000,000 US dollars
Proceeds from sales of available-for-sale securities
5,428,000,000 US dollars
Purchases of available-for-sale securities
negative 21,819,000,000 US dollars
Proceeds from maturities of held-to-maturity securities
2,853,000,000 US dollars
Financing activities
44,495,000,000 US dollars. Net cash provided.
Repurchases of common stock for employee tax withholding
negative 107,000,000 US dollars
Net decrease in securities sold under repurchase agreements
negative 446,000,000 US dollars
Repurchases of common stock
negative 800,000,000 US dollars
Proceeds from issuance of preferred stock, net of issuance costs
0 US dollars
Net decrease in time deposits
negative 1,512,000,000 US dollars
Payments for cash dividends
negative 584,000,000 US dollars
Other, net
negative 11,000,000 US dollars
Payments for long-term debt and obligations under finance leases
negative 918,000,000 US dollars
Proceeds from issuance of long-term debt, net of issuance costs
1,615,000,000 US dollars
Net increase in other short-term borrowings
551,000,000 US dollars
Net increase in all other deposits
46,707,000,000 US dollars
Operating adjustment reconciliation
21,514,000,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
financing gross reconciliation
48,873,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
investing gross reconciliation
49,960,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
Exchange-rate effect
0 US dollars
Ending cash on Jun 30, 2026
4,290,000,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
Cash sources and uses
48,928,000,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
Net cash change
negative 143,000,000 US dollars. Ending cash minus beginning cash.
Cash flow / Net income
−7.83×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
Operating cash flow
negative 14,469,000,000 US dollars. Operating cash flow used in the free cash flow calculation.
Cash purchases of property, plant and equipment
945,000,000 US dollars. These cash purchases are already included in investing activities above.
Free cash flow
negative 15,414,000,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.

Chart connections

  • Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
  • Financing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Investing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Operating reconciliation adjustments are not all independent cash receipts.
  • Net income or operating cash is negative. The full signed reconciliation is retained: losses remain deductions, and any negative operating-cash total enters the junction from the cash pool. No positive direct-income connection is implied.
  • Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
  • The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
  • Operating cash flow minus cash purchases of property, plant and equipment equals free cash flow: negative 14,469,000,000 US dollars minus 945,000,000 US dollars equals negative 15,414,000,000 US dollars.
STATE STREET CORPORATION (STT) FY2026 YTD Q2 Statement of Cash Flows Sankey chart
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