# Upstart Holdings, Inc. (UPST) FY2026 YTD Q2 P&L / Income Statement

- Company: Upstart Holdings, Inc. (UPST)
- Period: 2026-01-01 to 2026-06-30
- Filing: Q2 FY2026 10-Q, filed 2026-08-04, accession number 0001647639-26-000063
- Page: https://plicit.ai/financials/upst/fy2026-ytd-q2-income-statement
- Chart image: https://plicit.ai/charts/upst-fy2026-ytd-q2-income-statement-sankey.png

## Chart details: Revenue by Product and Service

Income statement for 2026-01-01 through 2026-06-30. View: Revenue categories. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

- **Total revenue**: 672,922,000 US dollars
- **Total operating expenses**: 665,801,000 US dollars
- **Income from operations**: 7,121,000 US dollars
- **Other income (expense), net (calculated)**: 3,470,000 US dollars
- **Net income before income taxes**: 10,591,000 US dollars
- **Provision for income taxes**: 698,000 US dollars
- **Net income**: 9,893,000 US dollars
- **Total interest income, interest expense, and fair value adjustments, net**: 47,840,000 US dollars
- **Revenue from fees, net**: 625,082,000 US dollars
- **Total operating expenses**: 665,801,000 US dollars

### Chart connections

- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.