THE WESTERN UNION COMPANY (WU) FY2026 YTD Q2 Statement of Cash Flows

Income StatementCash FlowBalance Sheet

Statement of Cash Flows

2026-01-01 to 2026-06-30

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THE WESTERN UNION COMPANY cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026One connected Sankey reconciles operating, investing and financing net cash flows through a shared cash pool, from beginning cash to ending cash. Ribbons flow left to right on one dollar scale. Activity totals are dark gray; beginning and ending cash are blue. Cash basis for beginning and ending balances and net cash change: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations. Intermediate calculation bars are lighter gray. Net income is green for profit and red for loss. Identified asset purchases, sales and maturities are blue in either cash direction. Purple identifies capital transactions such as borrowing, repayments, share issuance and dividends. Free cash flow is a separate comparison, not an added cash flow. Read chart description and values below for full signed amounts, including zero items.Net income → Net cash from operating activities: $141,400,000.00Amortization → Operating adjustments reconciliation: $78,500,000.00Other non-cash items, net → Operating adjustments reconciliation: $63,700,000.00Depreciation → Operating adjustments reconciliation: $17,500,000.00Operating adjustments reconciliation → Net cash from operating activities: $72,500,000.00Operating adjustments reconciliation → Other assets: $43,700,000.00Operating adjustments reconciliation → Other liabilities: $27,700,000.00Operating adjustments reconciliation → Income taxes payable: $11,900,000.00Operating adjustments reconciliation → Accounts payable and accrued liabilities: $3,900,000.00Maturities of settlement investments → investing reconciliation: $54,300,000.00Proceeds from the sale of settlement investments → investing reconciliation: $8,500,000.00investing reconciliation → Purchases of settlement investments: $57,900,000.00investing reconciliation → Other investing activities: $41,800,000.00investing reconciliation → Payments for internal use software: $39,700,000.00investing reconciliation → Payments for capitalized contract costs: $31,800,000.00investing reconciliation → Purchases of property and equipment: $16,700,000.00Net cash used in financing activities → financing reconciliation: $364,100,000.00Net proceeds from issuance of borrowings → financing reconciliation: $607,800,000.00Net change in settlement obligations → financing reconciliation: $28,700,000.00Other financing activities → financing reconciliation: $6,000,000.00Net proceeds from credit facility borrowings → financing reconciliation: $2,400,000.00financing reconciliation → Principal payments on borrowings: $600,000,000.00financing reconciliation → Net (repayments of)/proceeds from commercial paper: $192,200,000.00financing reconciliation → Cash dividends and dividend equivalents paid (Note 9): $152,800,000.00financing reconciliation → Common stock repurchased (Note 9): $64,000,000.00Net cash used in investing activities → investing reconciliation: $125,100,000.00Beginning cash: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations → Cash sources and uses: $1,637,700,000.00Net cash from operating activities → Cash sources and uses: $213,900,000.00Cash sources and uses → Ending cash: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations: $1,362,400,000.00Cash sources and uses → Net cash used in investing activities: $125,100,000.00Cash sources and uses → Net cash used in financing activities: $364,100,000.00Net income: $141,400,000.00Net income+$141.40 MDepreciation: $17,500,000.00Depreciation expense+$17.50 MAmortization: $78,500,000.00Intangible amortization+$78.50 MOther non-cash items, net: $63,700,000.00Other non-cash items+$63.70 MOther assets: -$43,700,000.00Other operating assets−$43.70 MAccounts payable and accrued liabilities: -$3,900,000.00Payables & accrued liabilities−$3.90 MIncome taxes payable: -$11,900,000.00Income taxes payable−$11.90 MOther liabilities: -$27,700,000.00Other operating liabilities−$27.70 MNet cash from operating activities: $213,900,000.00Operating cash+$213.90 MOperating adjustments reconciliation: $159,700,000.00Net proceeds from credit facility borrowings: $2,400,000.00Long-term credit line borrowings+$2.40 MCash dividends and dividend equivalents paid (Note 9): -$152,800,000.00Common dividends paid−$152.80 MCommon stock repurchased (Note 9): -$64,000,000.00Common stock repurchases−$64.00 MNet proceeds from issuance of borrowings: $607,800,000.00Unsecured debt issued+$607.80 MNet (repayments of)/proceeds from commercial paper: -$192,200,000.00Commercial paper, net−$192.20 MPrincipal payments on borrowings: -$600,000,000.00Long-term debt repaid−$600.00 MNet change in settlement obligations: $28,700,000.00Settlement obligations, net+$28.70 MOther financing activities: $6,000,000.00Other financing, net+$6.00 MNet cash used in financing activities: -$364,100,000.00. Cash required to fund net payments.Financing cash−$364.10 Mfinancing reconciliation: $1,009,000,000.00Payments for capitalized contract costs: -$31,800,000.00Intangible asset purchases−$31.80 MPayments for internal use software: -$39,700,000.00Software spending−$39.70 MPurchases of property and equipment: -$16,700,000.00PP&E purchases−$16.70 MPurchases of settlement investments: -$57,900,000.00Other investment purchases−$57.90 MProceeds from the sale of settlement investments: $8,500,000.00Other investments sold+$8.50 MMaturities of settlement investments: $54,300,000.00Settlement investment maturities+$54.30 MOther investing activities: -$41,800,000.00Other investing, net−$41.80 MNet cash used in investing activities: -$125,100,000.00. Cash required to fund net payments.Investing cash−$125.10 Minvesting reconciliation: $187,900,000.00Cash sources and uses: $1,851,600,000.00Beginning cash: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations: $1,637,700,000.00Beginning cash$1.64 BEnding cash: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations: $1,362,400,000.00Ending cash$1.36 BCASH RECONCILIATIONOperatingflowsInvestingflowsFinancingflowsFree cash flow$197.20 MOperating cash − cash spent on PP&ECash flow / Net income1.51×Operating cash flow ÷ net incomeNet cash change−$275.30 MEnding cash − beginning cash
Chart details

THE WESTERN UNION COMPANY cash flow reconciliation, Jan 1, 2026 through Jun 30, 2026

Cash flows for Jan 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations. Beginning cash: Dec 31, 2025. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.

Beginning cash on Dec 31, 2025
1,637,700,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations
Operating activities
213,900,000 US dollars. Net cash provided.
Net income
141,400,000 US dollars
Depreciation
17,500,000 US dollars
Amortization
78,500,000 US dollars
Other non-cash items, net
63,700,000 US dollars
Other assets
negative 43,700,000 US dollars
Accounts payable and accrued liabilities
negative 3,900,000 US dollars
Income taxes payable
negative 11,900,000 US dollars
Other liabilities
negative 27,700,000 US dollars
Investing activities
negative 125,100,000 US dollars. Net cash used.
Payments for capitalized contract costs
negative 31,800,000 US dollars
Payments for internal use software
negative 39,700,000 US dollars
Purchases of property and equipment
negative 16,700,000 US dollars
Purchases of settlement investments
negative 57,900,000 US dollars
Proceeds from the sale of settlement investments
8,500,000 US dollars
Maturities of settlement investments
54,300,000 US dollars
Other investing activities
negative 41,800,000 US dollars
Financing activities
negative 364,100,000 US dollars. Net cash used.
Net proceeds from credit facility borrowings
2,400,000 US dollars
Cash dividends and dividend equivalents paid (Note 9)
negative 152,800,000 US dollars
Common stock repurchased (Note 9)
negative 64,000,000 US dollars
Net proceeds from issuance of borrowings
607,800,000 US dollars
Net (repayments of)/proceeds from commercial paper
negative 192,200,000 US dollars
Principal payments on borrowings
negative 600,000,000 US dollars
Net change in settlement obligations
28,700,000 US dollars
Other financing activities
6,000,000 US dollars
Operating adjustment reconciliation
159,700,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
financing gross reconciliation
1,009,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
investing gross reconciliation
187,900,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
Exchange-rate effect
0 US dollars
Ending cash on Jun 30, 2026
1,362,400,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash, including disposal groups and discontinued operations
Cash sources and uses
1,851,600,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
Net cash change
negative 275,300,000 US dollars. Ending cash minus beginning cash.
Cash flow / Net income
1.51×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
Operating cash flow
213,900,000 US dollars. Operating cash flow used in the free cash flow calculation.
Cash purchases of property, plant and equipment
16,700,000 US dollars. These cash purchases are already included in investing activities above.
Free cash flow
197,200,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.

Chart connections

  • Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
  • Financing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Investing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Operating reconciliation adjustments are not all independent cash receipts.
  • Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $72.50M after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts.
  • Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
  • The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
  • Operating cash flow minus cash purchases of property, plant and equipment equals free cash flow: 213,900,000 US dollars minus 16,700,000 US dollars equals 197,200,000 US dollars.
THE WESTERN UNION COMPANY (WU) FY2026 YTD Q2 Statement of Cash Flows Sankey chart
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