Chime Financial, Inc. (CHYM) FY2026 Q2 Balance Sheet

Income StatementCash FlowBalance Sheet

Balance Sheet

As of 2026-06-30

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Chime Financial, Inc. (CHYM) FY2026 Q2 Balance SheetBalance sheet as of 2026-06-30. The chart shows assets, liabilities and equity at that date.Current liabilities$387.22 MLiabilities$591.83 MNon-current liabilities$204.61 MEquity$1.40 BGross equity(calculated)$4.70 BCurrent assets$1.79 BAssets$2.00 BNon-current assets$207.13 MHOLDINGSASSET CLASSASSETSCLAIM CLASSCLAIM SUB-CLASSCLAIMSCash and cash equivalentsMarketable securitiesAccounts receivable, netProduct collateralLoans held for investment, netPrepaid expenses and other current assetsRestricted cashProperty, equipment and software, netOperating lease right of use assets, netOther assetsAccrued and other current liabilitiesProduct obligationAccounts payableOperating lease liabilities, net of current portionWarehouse facilityOther non-current liabilitiesAdditional paid-in capitalCommon stock, issued - Common Class ACommon stock, issued - Common Class BCurrent assetsNon-current assetsAssetsCurrent liabilitiesNon-current liabilitiesLiabilitiesEquityGross equity (calculated)Accumulated deficitAccumulated other comprehensive income (loss)Current liabilitiesCurrent liabilities$387.22 MAccrued and other current liabilitiesAccrued and other current liabilities$216.64 MLiabilitiesLiabilities$591.83 MProduct obligationProduct obligation$134.32 MAccounts payableAccounts payable$36.26 MOperating lease liabilities, net of current portionOperating lease liabilities, net of current portion$117.85 MNon-current liabilitiesNon-current liabilities$204.61 MWarehouse facilityWarehouse facility$50.00 MEquityEquity$1.40 BOther non-current liabilitiesOther non-current liabilities$36.76 MGross equity (calculated)Gross equity(calculated)$4.70 BCurrent assetsCurrent assets$1.79 BCash and cash equivalentsCash and cash equivalents$536.05 MAssetsAssets$2.00 BMarketable securitiesMarketable securities$527.38 MAccounts receivable, netAccounts receivable, net$287.77 MProduct collateralProduct collateral$204.82 MLoans held for investment, netLoans held for investment, net$97.40 MPrepaid expenses and other current assetsPrepaid expenses and other current assets$71.08 MAdditional paid-in capitalAdditional paid-in capital$4.70 BRestricted cashRestricted cash$65.01 MProperty, equipment and software, netProperty, equipment and software, net$97.43 MNon-current assetsNon-current assets$207.13 MOperating lease right of use assets, netOperating lease right of use assets, net$78.86 MOther assetsOther assets$30.84 MCommon stock, issued - Common Class ACommon stock, issued - Common Class A$28.00 KCommon stock, issued - Common Class BCommon stock, issued - Common Class B$3.00 KAccumulated deficitAccumulated deficit−$3.29 BAccumulated other comprehensive income (loss)Accumulated other comprehensive income (loss)−$548.00 K
Chart details

Chime Financial, Inc. (CHYM) FY2026 Q2 Balance Sheet

Balance sheet as of 2026-06-30. The chart shows assets, liabilities and equity at that date.

Assets
1,996,649,000 US dollars
Current assets
1,789,516,000 US dollars
Non-current assets
207,133,000 US dollars
Liabilities
591,827,000 US dollars
Current liabilities
387,217,000 US dollars
Non-current liabilities
204,610,000 US dollars
Equity
1,404,822,000 US dollars
Cash and cash equivalents
536,045,000 US dollars
Marketable securities
527,380,000 US dollars
Accounts receivable, net
287,773,000 US dollars
Product collateral
204,823,000 US dollars
Loans held for investment, net
97,398,000 US dollars
Prepaid expenses and other current assets
71,083,000 US dollars
Restricted cash
65,014,000 US dollars
Property, equipment and software, net
97,429,000 US dollars
Operating lease right of use assets, net
78,864,000 US dollars
Other assets
30,840,000 US dollars
Accrued and other current liabilities
216,638,000 US dollars
Product obligation
134,324,000 US dollars
Accounts payable
36,255,000 US dollars
Operating lease liabilities, net of current portion
117,847,000 US dollars
Warehouse facility
50,000,000 US dollars
Other non-current liabilities
36,763,000 US dollars
Additional paid-in capital
4,698,137,000 US dollars
Common stock, issued - Common Class A
28,000 US dollars
Common stock, issued - Common Class B
3,000 US dollars
Preferred stock, $0.0001 par value: 100,000,000 shares authorized, no shares issued and outstanding as of June 30, 2026 and December 31, 2025.
0 US dollars
Common stock, issued - Common Class C
0 US dollars
Accumulated deficit
negative 3,292,798,000 US dollars
Accumulated other comprehensive income (loss)
negative 548,000 US dollars
Gross equity (calculated)
4,698,168,000 US dollars. Net equity plus the magnitudes of its negative contributions equals gross positive equity. The negative contributions enter this reconciliation as add-backs; their filed signs stay negative.

Chart connections

  • Assets equal liabilities plus consolidated equity. Consolidated equity includes noncontrolling interests when reported.
  • Treasury shares and other negative equity contributions reduce equity.
Chime Financial, Inc. (CHYM) FY2026 Q2 Balance Sheet Sankey chart
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