Chime Financial, Inc. (CHYM) FY2026 YTD Q2 P&L / Income Statement

Chime Financial, Inc. (CHYM) FY2026 YTD Q2 P&L / Income Statement

Income statement for 2026-01-01 through 2026-06-30. View: Product and service. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Revenue

1,317,155,000 US dollars

Cost of revenue

141,969,000 US dollars

Gross profit

1,175,186,000 US dollars

Total operating expenses

1,107,701,000 US dollars

Income (loss) from operations

67,485,000 US dollars

Other income (expense), net (calculated)

14,489,000 US dollars

Net income (loss) before income taxes

81,974,000 US dollars

Provision (benefit) for income taxes

668,000 US dollars

Net income (loss)

81,306,000 US dollars

Payments revenue

862,673,000 US dollars

Platform-related revenue

454,482,000 US dollars

Transaction and risk losses

192,192,000 US dollars

Member support and operations

204,954,000 US dollars

Sales and marketing

329,590,000 US dollars

Technology and development

221,891,000 US dollars

General and administrative

150,609,000 US dollars

Depreciation and amortization

8,465,000 US dollars

Chart connections

• Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
• Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.