CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 Q2 Balance Sheet

Balance Sheet

As of 2026-06-30

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CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 Q2 Balance SheetBalance sheet as of 2026-06-30. The chart shows assets, liabilities and equity at that date.Liabilities$26.56 BAssets$43.23 BEquity$16.67 BGross equity(calculated)$19.94 BHOLDINGSASSETSCLAIM CLASSCLAIM SUB-CLASSCLAIMSFixed maturities, at fair value (amortized cost: 2026—$19,280; 2025—$18,304)Equity securities, at fair value (cost: 2026—$4,287; 2025—$4,155)Premiums receivableCash and cash equivalentsDeferred policy acquisition costsSeparate accountsOther assetsOther invested assetsReinsurance recoverableInvestment income receivableLand, building and equipment, net, for company use (accumulated depreciation: 2026—$376; 2025—$367)Finance receivableShort-term investments, at fair value (amortized cost: 2026—$143; 2025—$148)Prepaid reinsurance premiumsReserve for loss and loss expensesUnearned premiumsLife policy and investment contract reservesDeferred income taxOther liabilitiesSeparate accountsLong-term debt and lease obligationsNote payableRetained earningsPaid-in capitalCommon stock, par value—$2 per share; (authorized: 2026 and 2025—500 million shares; issued: 2026 and 2025—198.3 million shares)AssetsLiabilitiesEquityGross equity (calculated)Treasury stock at cost (2026—44.9 million shares and 2025—42.9 million shares)Accumulated other comprehensive lossFixed maturities, at fair value (amortized cost: 2026—$19,280; 2025—$18,304)Fixed maturities, at fair value$18.95 BReserve for loss and loss expensesReserve for loss and loss expenses$12.48 BLiabilitiesLiabilities$26.56 BUnearned premiumsUnearned premiums$5.72 BEquity securities, at fair value (cost: 2026—$4,287; 2025—$4,155)Equity securities, at fair value$13.19 BAssetsAssets$43.23 BLife policy and investment contract reservesLife policy and investment contract reserves$2.99 BPremiums receivablePremiums receivable$3.55 BDeferred income taxDeferred income tax$1.86 BCash and cash equivalentsCash and cash equivalents$1.75 BOther liabilitiesOther liabilities$1.64 BDeferred policy acquisition costsDeferred policy acquisition costs$1.44 BSeparate accountsSeparate accounts$996.00 MSeparate accountsSeparate accounts$996.00 MLong-term debt and lease obligationsLong-term debt and lease obligations$859.00 MEquityEquity$16.67 BOther assetsOther assets$981.00 MNote payableNote payable$17.00 MGross equity (calculated)Gross equity(calculated)$19.94 BOther invested assetsOther invested assets$863.00 MReinsurance recoverableReinsurance recoverable$633.00 MRetained earningsRetained earnings$17.96 BInvestment income receivableInvestment income receivable$252.00 MLand, building and equipment, net, for company use (accumulated depreciation: 2026—$376; 2025—$367)Land, building and equipment, net, for company use$211.00 MPaid-in capitalPaid-in capital$1.58 BFinance receivableFinance receivable$143.00 MCommon stock, par value—$2 per share; (authorized: 2026 and 2025—500 million shares; issued: 2026 and 2025—198.3 million shares)Common stock$397.00 MShort-term investments, at fair value (amortized cost: 2026—$143; 2025—$148)Short-term investments, at fair value$142.00 MTreasury stock at cost (2026—44.9 million shares and 2025—42.9 million shares)Treasury stock at cost−$3.13 BPrepaid reinsurance premiumsPrepaid reinsurance premiums$124.00 MAccumulated other comprehensive lossAccumulated other comprehensive loss−$135.00 M
Chart details

CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 Q2 Balance Sheet

Balance sheet as of 2026-06-30. The chart shows assets, liabilities and equity at that date.

Assets
43,231,000,000 US dollars
Liabilities
26,560,000,000 US dollars
Equity
16,671,000,000 US dollars
Fixed maturities, at fair value (amortized cost: 2026—$19,280; 2025—$18,304)
18,954,000,000 US dollars
Equity securities, at fair value (cost: 2026—$4,287; 2025—$4,155)
13,194,000,000 US dollars
Premiums receivable
3,546,000,000 US dollars
Cash and cash equivalents
1,750,000,000 US dollars
Deferred policy acquisition costs
1,442,000,000 US dollars
Separate accounts
996,000,000 US dollars
Other assets
981,000,000 US dollars
Other invested assets
863,000,000 US dollars
Reinsurance recoverable
633,000,000 US dollars
Investment income receivable
252,000,000 US dollars
Land, building and equipment, net, for company use (accumulated depreciation: 2026—$376; 2025—$367)
211,000,000 US dollars
Finance receivable
143,000,000 US dollars
Short-term investments, at fair value (amortized cost: 2026—$143; 2025—$148)
142,000,000 US dollars
Prepaid reinsurance premiums
124,000,000 US dollars
Reserve for loss and loss expenses
12,479,000,000 US dollars
Unearned premiums
5,724,000,000 US dollars
Life policy and investment contract reserves
2,986,000,000 US dollars
Deferred income tax
1,861,000,000 US dollars
Other liabilities
1,638,000,000 US dollars
Separate accounts
996,000,000 US dollars
Long-term debt and lease obligations
859,000,000 US dollars
Note payable
17,000,000 US dollars
Retained earnings
17,958,000,000 US dollars
Paid-in capital
1,582,000,000 US dollars
Common stock, par value—$2 per share; (authorized: 2026 and 2025—500 million shares; issued: 2026 and 2025—198.3 million shares)
397,000,000 US dollars
Treasury stock at cost (2026—44.9 million shares and 2025—42.9 million shares)
negative 3,131,000,000 US dollars
Accumulated other comprehensive loss
negative 135,000,000 US dollars
Gross equity (calculated)
19,937,000,000 US dollars. Net equity plus the magnitudes of its negative contributions equals gross positive equity. The negative contributions enter this reconciliation as add-backs; their filed signs stay negative.

Chart connections

  • Assets equal liabilities plus consolidated equity. Consolidated equity includes noncontrolling interests when reported.
  • Treasury shares and other negative equity contributions reduce equity.
CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 Q2 Balance Sheet Sankey chart
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