HCI Group, Inc. (HCI) FY2026 YTD Q2 P&L / Income Statement
2026-01-01 to 2026-06-30
Revenue by Business Segment
2026-01-01 to 2026-06-30
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HCI Group, Inc. (HCI) FY2026 YTD Q2 P&L / Income Statement
Income statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.
- Total revenue
- 489,535,000 US dollars
- Total expenses
- 263,178,000 US dollars
- Operating profit (calculated)
- 226,357,000 US dollars
- Other income (expense), net (calculated)
- 0 US dollars
- Income before income taxes
- 226,357,000 US dollars
- Income tax expense
- 58,414,000 US dollars
- Net income
- 167,943,000 US dollars
- Insurance Operation
- 428,569,000 US dollars
- Exzeo Group Inc
- 118,795,000 US dollars
- Reciprocal Exchange Operation
- 53,879,000 US dollars
- Real Estate Operations
- 8,763,000 US dollars
- Corporate and Other
- 14,201,000 US dollars
- Losses and loss adjustment expenses
- 136,676,000 US dollars
- Policy acquisition and other underwriting expenses
- 64,116,000 US dollars
- General and administrative personnel expenses
- 46,301,000 US dollars
- Interest expense
- 2,007,000 US dollars
- Other operating expenses
- 14,078,000 US dollars
- Revenue before reconciliation (calculated)
- 624,207,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
- Intersegment Eliminations
- negative 134,672,000 US dollars. Reported reconciliation to consolidated revenue.
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- Revenue minus operating expenses equals operating income.
- Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
- Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.
- Of which attributable to HCI Group, Inc.: $147.20 M; to noncontrolling interests: $20.74 M.

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Operating margin
46.2%
Operating profit / revenue
Cash conversion
163.1%
Operating cash / net income, same period
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