HCI Group, Inc. (HCI) FY2026 YTD Q2 P&L / Income Statement

Revenue by Business Segment

2026-01-01 to 2026-06-30

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HCI Group, Inc. (HCI) FY2026 YTD Q2 P&L / Income StatementIncome statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.SOURCESREVENUE RECONCILIATIONREVENUEOPERATINGPRE-TAXNETInsurance OperationExzeo Group IncReciprocal Exchange OperationCorporate and OtherReal Estate OperationsTotal revenueRevenue before reconciliation (calculated)Intersegment EliminationsOperating profit (calculated)Total expensesLosses and loss adjustment expensesGeneral and administrative personnel expensesInterest expensePolicy acquisition and other underwriting expensesOther operating expensesIncome before income taxesNet incomeIncome tax expenseRevenue before reconciliation (calculated)Revenue beforereconciliation(calculated)$624.21 MOperating profit (calculated)Operating profit(calculated)$226.36 MTotal revenueTotal revenue$489.54 MIncome before income taxesPretax income$226.36 MNet incomeNet income$167.94 MInsurance OperationInsurance Operation$428.57 MTotal expensesTotal expenses$263.18 MIncome tax expenseIncome tax expense$58.41 MLosses and loss adjustment expensesLosses and lossadjustment expenses$136.68 MExzeo Group IncExzeo Group Inc$118.80 MGeneral and administrative personnel expensesGeneral and administrativepersonnel expenses$46.30 MReciprocal Exchange OperationReciprocal Exchange Operation$53.88 MInterest expenseInterest expense$2.01 MCorporate and OtherCorporate and Other$14.20 MIntersegment EliminationsIntersegmentEliminations−$134.67 MPolicy acquisition and other underwriting expensesPolicy acquisition and otherunderwriting expenses$64.12 MReal Estate OperationsReal Estate Operations$8.76 MOther operating expensesOther operating expenses$14.08 M
Chart details

HCI Group, Inc. (HCI) FY2026 YTD Q2 P&L / Income Statement

Income statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Total revenue
489,535,000 US dollars
Total expenses
263,178,000 US dollars
Operating profit (calculated)
226,357,000 US dollars
Other income (expense), net (calculated)
0 US dollars
Income before income taxes
226,357,000 US dollars
Income tax expense
58,414,000 US dollars
Net income
167,943,000 US dollars
Insurance Operation
428,569,000 US dollars
Exzeo Group Inc
118,795,000 US dollars
Reciprocal Exchange Operation
53,879,000 US dollars
Real Estate Operations
8,763,000 US dollars
Corporate and Other
14,201,000 US dollars
Losses and loss adjustment expenses
136,676,000 US dollars
Policy acquisition and other underwriting expenses
64,116,000 US dollars
General and administrative personnel expenses
46,301,000 US dollars
Interest expense
2,007,000 US dollars
Other operating expenses
14,078,000 US dollars
Revenue before reconciliation (calculated)
624,207,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
Intersegment Eliminations
negative 134,672,000 US dollars. Reported reconciliation to consolidated revenue.

Chart connections

  • Revenue minus operating expenses equals operating income.
  • Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
  • Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.
  • Of which attributable to HCI Group, Inc.: $147.20 M; to noncontrolling interests: $20.74 M.
HCI Group, Inc. (HCI) FY2026 YTD Q2 Revenue by Business Segment Sankey chart
Free to share unchanged, with credit to Plicit.ai · CC BY-NC-ND 4.0Download PNG

Operating margin

46.2%

Operating profit / revenue

Cash conversion

163.1%

Operating cash / net income, same period

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