Mastercard Incorporated (MA) FY2026 Q2 Statement of Cash Flows
2026-04-01 to 2026-06-30
Statement of Cash Flows
2026-04-01 to 2026-06-30
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Chart details
Mastercard Incorporated cash flow reconciliation, Apr 1, 2026 through Jun 30, 2026
Cash flows for Apr 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Mar 31, 2026. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.
- Beginning cash on Mar 31, 2026
- 10,764,000,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
- Operating activities
- 3,773,000,000 US dollars. Net cash provided.
- Net income
- 4,388,000,000 US dollars
- Amortization of customer incentives
- 690,000,000 US dollars
- Depreciation and amortization
- 309,000,000 US dollars
- (Gains) losses on equity investments, net
- 2,000,000 US dollars
- Share-based compensation
- 190,000,000 US dollars
- Deferred income taxes
- negative 83,000,000 US dollars
- Other
- 67,000,000 US dollars
- Accounts receivable
- negative 338,000,000 US dollars
- Settlement assets
- negative 308,000,000 US dollars
- Prepaid expenses
- negative 1,774,000,000 US dollars
- Accrued litigation and legal settlements
- negative 43,000,000 US dollars
- Restricted security deposits held for customers
- negative 109,000,000 US dollars
- Accounts payable
- 110,000,000 US dollars
- Settlement obligations
- 615,000,000 US dollars
- Accrued expenses
- 749,000,000 US dollars
- Net change in other assets and liabilities
- negative 692,000,000 US dollars
- Investing activities
- negative 517,000,000 US dollars. Net cash used.
- Proceeds from maturities of investment securities available-for-sale
- 45,000,000 US dollars
- Proceeds from maturities of investments held-to-maturity
- 0 US dollars
- Proceeds from sales of investment securities available-for-sale
- 8,000,000 US dollars
- Purchases of investments held-to-maturity
- 0 US dollars
- Purchases of property and equipment
- negative 291,000,000 US dollars
- Purchases of investment securities available-for-sale
- negative 66,000,000 US dollars
- Other investing activities
- negative 26,000,000 US dollars
- Capitalized software
- negative 187,000,000 US dollars
- Financing activities
- negative 35,000,000 US dollars. Net cash used.
- Purchases of treasury stock
- negative 4,898,000,000 US dollars
- Dividends paid
- negative 771,000,000 US dollars
- Proceeds from debt, net of discounts
- 5,596,000,000 US dollars
- Payment of debt
- 0 US dollars
- Proceeds from (payment of) debt, maturities of 90 days or less, net
- 84,000,000 US dollars
- Tax withholdings related to share-based payments
- 0 US dollars
- Cash proceeds from employee stock plans
- 62,000,000 US dollars
- Other financing activities
- negative 108,000,000 US dollars
- Operating adjustment reconciliation
- 3,347,000,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
- financing gross reconciliation
- 5,777,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- investing gross reconciliation
- 570,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- Exchange-rate effect
- negative 10,000,000 US dollars
- Ending cash on Jun 30, 2026
- 13,975,000,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
- Cash sources and uses
- 14,537,000,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
- Net cash change
- 3,211,000,000 US dollars. Ending cash minus beginning cash.
- Cash flow / Net income
- 0.86×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
- Operating cash flow
- 3,773,000,000 US dollars. Operating cash flow used in the free cash flow calculation.
- Cash purchases of property, plant and equipment
- 291,000,000 US dollars. These cash purchases are already included in investing activities above.
- Free cash flow
- 3,482,000,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.
Chart connections
- Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
- Financing contributions meet at a reconciliation junction before connecting to the net cash total.
- Investing contributions meet at a reconciliation junction before connecting to the net cash total.
- Operating reconciliation adjustments are not all independent cash receipts.
- Net income exceeds operating cash. The diagram allocates $3.77B of net income directly to operating cash and $615.00M to the adjustment junction, where it combines with other additions to reconcile deductions. This is an accounting presentation, not a tracing of cash receipts.
- Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
- The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
- Operating cash flow minus cash purchases of property, plant and equipment equals free cash flow: 3,773,000,000 US dollars minus 291,000,000 US dollars equals 3,482,000,000 US dollars.
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