SoFi Technologies, Inc. (SOFI) FY2026 Q2 Balance Sheet

SoFi Technologies, Inc. (SOFI) FY2026 Q2 Balance Sheet

Balance sheet as of 2026-06-30. The chart shows assets, liabilities and equity at that date.

Assets

60,947,548,000 US dollars

Liabilities

49,871,321,000 US dollars

Equity

11,076,227,000 US dollars

Loans held for sale (includes $29.7 billion and $22.7 billion at fair value, as of June 30, 2026 and December 31, 2025, respectively)

29,737,289,000 US dollars

Loans held for investment, at fair value

16,920,564,000 US dollars

Investment securities (includes available-for-sale securities of $3,993,310 and $2,454,453 at fair value with associated amortized cost of $3,993,321 and $2,434,627, as of June 30, 2026 and December 31, 2025, respectively)

4,225,652,000 US dollars

Cash and cash equivalents

3,126,237,000 US dollars

Other assets (less allowance for credit losses of $2,557 and $2,998, as of June 30, 2026 and December 31, 2025, respectively)

2,624,233,000 US dollars

Goodwill

1,425,015,000 US dollars

Loans held for investment, at amortized cost (less allowance for credit losses of $56,459 and $50,934, as of June 30, 2026 and December 31, 2025, respectively)

1,275,529,000 US dollars

Property, equipment and software

496,712,000 US dollars

Restricted cash and restricted cash equivalents

439,322,000 US dollars

Servicing rights

364,318,000 US dollars

Intangible assets

226,528,000 US dollars

Operating lease right-of-use assets

86,149,000 US dollars

Interest-bearing deposits

45,416,257,000 US dollars

Debt

3,300,544,000 US dollars

Accounts payable, accruals and other liabilities

923,024,000 US dollars

Noninterest-bearing deposits

126,903,000 US dollars

Operating lease liabilities

104,083,000 US dollars

Residual interests classified as debt

510,000 US dollars

Additional paid-in capital

11,589,035,000 US dollars

Common stock, $0.00 par value: 3,100,000,000 and 3,100,000,000 shares authorized; 1,290,312,404 and 1,270,568,878 shares issued and outstanding, as of June 30, 2026 and December 31, 2025, respectively

128,000 US dollars

Accumulated deficit

negative 500,955,000 US dollars

Accumulated other comprehensive income (loss)

negative 11,981,000 US dollars

Gross equity (calculated)

11,589,163,000 US dollars. Net equity plus the magnitudes of its negative contributions equals gross positive equity. The negative contributions enter this reconciliation as add-backs; their filed signs stay negative.

Chart connections

• Assets equal liabilities plus consolidated equity. Consolidated equity includes noncontrolling interests when reported.
• Treasury shares and other negative equity contributions reduce equity.