STEWART INFORMATION SERVICES CORP (STC) FY2026 Q2 Statement of Cash Flows
2026-04-01 to 2026-06-30
Statement of Cash Flows
2026-04-01 to 2026-06-30
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Chart details
STEWART INFORMATION SERVICES CORP cash flow reconciliation, Apr 1, 2026 through Jun 30, 2026
Cash flows for Apr 1, 2026 through Jun 30, 2026. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Mar 31, 2026. Ending cash: Jun 30, 2026. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.
- Beginning cash on Mar 31, 2026
- 271,235,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
- Operating activities
- 60,499,000 US dollars. Net cash provided.
- Net income
- 41,751,000 US dollars
- Depreciation and amortization
- 17,633,000 US dollars
- Adjustments for bad debt provisions
- negative 329,000 US dollars
- Other – net
- 358,000 US dollars
- Payments for title losses (in excess of) less than provisions
- 3,409,000 US dollars
- Increase in receivables – net
- negative 14,466,000 US dollars
- Increase in other assets – net
- negative 5,781,000 US dollars
- Increase (decrease) in accounts payable and other liabilities – net
- 10,286,000 US dollars
- Change in net deferred income taxes
- 5,784,000 US dollars
- Net income from equity method investments
- negative 727,000 US dollars
- Dividends received from equity method investments
- 690,000 US dollars
- Stock-based compensation expense
- 5,713,000 US dollars
- Amortization of net discount on debt securities investments
- negative 396,000 US dollars
- Net realized and unrealized gains
- negative 3,426,000 US dollars
- Adjustments for insurance recoveries of title losses
- 0 US dollars
- Investing activities
- negative 51,636,000 US dollars. Net cash used.
- Increase in notes receivable
- negative 110,000 US dollars
- Proceeds from sales of investments in securities
- 1,081,000 US dollars
- Purchases of investments in securities
- negative 52,898,000 US dollars
- Cash paid for acquisition of businesses and related assets
- negative 25,932,000 US dollars
- Proceeds from sale of property and equipment and other assets
- negative 26,000 US dollars
- Purchases of property and equipment and other long-lived assets
- negative 25,453,000 US dollars
- Other – net
- 2,841,000 US dollars
- Net sales (purchases) of short-term investments
- 2,036,000 US dollars
- Proceeds from matured investments in debt securities
- 47,468,000 US dollars
- Purchases of cost-basis and other investments
- negative 643,000 US dollars
- Financing activities
- negative 19,652,000 US dollars. Net cash used. The remaining amount is calculated by subtracting the other displayed items from the financing total. This quarter is the year to date less the prior quarter's year to date. The prior quarter reported part of this section under different lines (Contributions from noncontrolling interests), so those amounts cannot be separated for this quarter. It may combine inflows and outflows.
- Repurchases of Common Stock
- negative 93,000 US dollars
- Payment of contingent consideration related to acquisitions
- negative 287,000 US dollars
- Proceeds from stock option and employee stock purchase plan exercises
- 177,000 US dollars
- Cash dividends paid
- negative 16,398,000 US dollars
- Distributions to noncontrolling interests and other
- negative 2,725,000 US dollars
- Payments on notes payable
- negative 398,000 US dollars
- Proceeds from notes payable
- 184,000 US dollars
- Remaining financing cash flows, net (calculated)
- negative 112,000 US dollars
- Operating adjustment reconciliation
- 43,873,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
- financing displayed reconciliation
- 20,013,000 US dollars. Intermediate calculation joining the displayed items and the calculated net remainder. It does not establish gross cash receipts or payments and is not an additional cash flow.
- investing gross reconciliation
- 105,062,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- Exchange-rate effect
- 1,185,000 US dollars
- Ending cash on Jun 30, 2026
- 261,631,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
- Cash sources and uses
- 332,919,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
- Net cash change
- negative 9,604,000 US dollars. Ending cash minus beginning cash.
- Cash flow / Net income
- 1.45×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
- Operating cash flow
- 60,499,000 US dollars. Operating cash flow used in the free cash flow calculation.
- cash spent on productive assets
- 25,453,000 US dollars. These cash purchases are already included in investing activities above.
- Free cash flow
- 35,046,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.
Chart connections
- Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
- Financing contributions meet at a reconciliation junction before connecting to the net cash total.
- Investing contributions meet at a reconciliation junction before connecting to the net cash total.
- Operating reconciliation adjustments are not all independent cash receipts.
- Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $18.75M after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts.
- Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
- The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
- Operating cash flow minus cash spent on productive assets equals free cash flow: 60,499,000 US dollars minus 25,453,000 US dollars equals 35,046,000 US dollars.
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