Block, Inc. (XYZ) FY2025 YTD Q3 Statement of Cash Flows
2025-01-01 to 2025-09-30
Statement of Cash Flows
2025-01-01 to 2025-09-30
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Chart details
Block, Inc. cash flow reconciliation, Jan 1, 2025 through Sep 30, 2025
Cash flows for Jan 1, 2025 through Sep 30, 2025. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2024. Ending cash: Sep 30, 2025. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.
- Beginning cash on Dec 31, 2024
- 13,230,512,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
- Operating activities
- 1,958,714,000 US dollars. Net cash provided.
- Net income
- 1,188,654,000 US dollars
- Depreciation and amortization
- 273,464,000 US dollars
- Share-based compensation
- 921,957,000 US dollars
- Transaction, loan, and consumer receivable losses
- 827,234,000 US dollars
- Change in deferred income taxes
- 182,756,000 US dollars
- Settlements receivable
- negative 291,388,000 US dollars
- Proceeds from repayments of loans originally classified as held for sale
- 12,457,575,000 US dollars
- Customers payable
- 313,061,000 US dollars
- Amortization of discounts and premiums and other non-cash adjustments
- negative 834,950,000 US dollars
- Loss (gain) on revaluation of equity investments
- negative 172,582,000 US dollars
- Other assets and liabilities
- negative 376,758,000 US dollars
- Non-cash lease expense
- 42,545,000 US dollars
- Purchases and originations of loans originally classified as held for sale
- negative 12,394,452,000 US dollars
- Remeasurement gain on bitcoin investment
- negative 178,402,000 US dollars
- Investing activities
- negative 671,814,000 US dollars. Net cash used.
- Purchases of marketable debt securities
- negative 481,088,000 US dollars
- Proceeds from maturities of marketable debt securities
- 423,312,000 US dollars
- Proceeds from sale of marketable debt securities
- 392,218,000 US dollars
- Payments for originations of consumer receivables
- negative 22,553,302,000 US dollars
- Proceeds from principal repayments and sales of consumer receivables
- 23,721,275,000 US dollars
- Purchases and originations of loans originally classified as held for investment
- negative 7,643,830,000 US dollars
- Proceeds from repayments of loans originally classified as held for investment
- 5,629,369,000 US dollars
- Purchases of property and equipment
- negative 113,838,000 US dollars
- Purchases of other investments
- negative 45,930,000 US dollars
- Financing activities
- negative 652,901,000 US dollars. Net cash used.
- Proceeds from issuance of senior notes
- 2,200,000,000 US dollars
- Payments of debt issuance costs from issuance of senior notes
- negative 28,346,000 US dollars
- Payments to redeem convertible notes
- negative 1,000,624,000 US dollars
- Proceeds from warehouse facilities borrowings
- 448,530,000 US dollars
- Repayments of warehouse facilities borrowings
- negative 1,456,869,000 US dollars
- Proceeds from the exercise of stock options and purchases under the employee stock purchase plan
- 58,247,000 US dollars
- Net increase in interest-bearing deposits
- 81,176,000 US dollars
- Repurchases of common stock
- negative 1,540,529,000 US dollars
- Other financing activities
- negative 35,330,000 US dollars
- Change in customer funds, restricted from use in the Company's operations
- 620,844,000 US dollars
- Operating adjustment reconciliation
- 15,018,592,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
- financing gross reconciliation
- 4,061,698,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- investing gross reconciliation
- 30,837,988,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- Exchange-rate effect
- 80,515,000 US dollars
- Ending cash on Sep 30, 2025
- 13,945,026,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
- Cash sources and uses
- 15,269,741,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
- Net cash change
- 714,514,000 US dollars. Ending cash minus beginning cash.
- Cash flow / Net income
- 1.65×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
- Operating cash flow
- 1,958,714,000 US dollars. Operating cash flow used in the free cash flow calculation.
- Cash purchases of property, plant and equipment
- 113,838,000 US dollars. These cash purchases are already included in investing activities above.
- Free cash flow
- 1,844,876,000 US dollars. A supplemental measure; finance-lease payments are excluded from this definition.
Chart connections
- Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
- Financing contributions meet at a reconciliation junction before connecting to the net cash total.
- Investing contributions meet at a reconciliation junction before connecting to the net cash total.
- Operating reconciliation adjustments are not all independent cash receipts.
- Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $770.06M after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts.
- Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
- The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
- Operating cash flow minus cash purchases of property, plant and equipment equals free cash flow: 1,958,714,000 US dollars minus 113,838,000 US dollars equals 1,844,876,000 US dollars.
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