Exzeo Group, Inc. (XZO) FY2026 YTD Q2 P&L / Income Statement

Exzeo Group, Inc. (XZO) FY2026 YTD Q2 P&L / Income Statement

Income statement for 2026-01-01 through 2026-06-30. View: Product and service (Summary of Underwriting Management and Claims Services Revenue). Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Revenue

113,321,000 US dollars

Cost of revenue

43,740,000 US dollars

Gross profit

69,581,000 US dollars

Total operating expenses

16,043,000 US dollars

Operating income

53,538,000 US dollars

Other income (expense), net (calculated)

5,475,000 US dollars

Income before income taxes

59,013,000 US dollars

Income tax expense

15,338,000 US dollars

Net income

43,675,000 US dollars

Underwriting, Management and Claims Services

102,121,000 US dollars

Other Technology Services

5,416,000 US dollars

Claim Services

13,635,000 US dollars

Selling, general and administrative

11,004,000 US dollars

Research and development

4,746,000 US dollars

Depreciation and amortization

293,000 US dollars

Revenue before reconciliation (calculated)

121,172,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.

Components above reported revenue (calculated)

negative 7,851,000 US dollars. The disclosed components add up to more than reported revenue; this is the difference, calculated, not a reported item.

Chart connections

• Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
• Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
• Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.