CHUBB LIMITED (CB) FY2025 Q1 Statement of Cash Flows

Income StatementCash FlowBalance Sheet

Statement of Cash Flows

2025-01-01 to 2025-03-31

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CHUBB LIMITED cash flow reconciliation, Jan 1, 2025 through Mar 31, 2025One connected Sankey reconciles operating, investing and financing net cash flows through a shared cash pool, from beginning cash to ending cash. Ribbons flow left to right on one dollar scale. Activity totals are dark gray; beginning and ending cash are blue. Cash basis for beginning and ending balances and net cash change: Cash, cash equivalents, and restricted cash. Intermediate calculation bars are lighter gray. Net income is green for profit and red for loss. Identified asset purchases, sales and maturities are blue in either cash direction. Purple identifies capital transactions such as borrowing, repayments, share issuance and dividends. Read chart description and values below for full signed amounts, including zero items.Net income → Net cash from operating activities: $1,343,000,000.00Unpaid losses and loss expenses → Operating adjustments reconciliation: $1,182,000,000.00Unearned premiums → Operating adjustments reconciliation: $868,000,000.00Future policy benefits → Operating adjustments reconciliation: $440,000,000.00Insurance and reinsurance balances payable → Operating adjustments reconciliation: $305,000,000.00Income taxes → Operating adjustments reconciliation: $203,000,000.00Net realized (gains) losses → Operating adjustments reconciliation: $116,000,000.00Market risk benefits (gains) losses → Operating adjustments reconciliation: $92,000,000.00Amortization of purchased intangibles → Operating adjustments reconciliation: $75,000,000.00Operating adjustments reconciliation → Net cash from operating activities: $223,000,000.00Operating adjustments reconciliation → Insurance and reinsurance balances receivable: $874,000,000.00Operating adjustments reconciliation → Accounts payable, accrued expenses, and other liabilities: $567,000,000.00Operating adjustments reconciliation → Net sales (purchases) of investments by consolidated investment products: $435,000,000.00Operating adjustments reconciliation → Deferred policy acquisition costs: $428,000,000.00Operating adjustments reconciliation → Other: $247,000,000.00Operating adjustments reconciliation → Deferred income taxes: $198,000,000.00Operating adjustments reconciliation → Reinsurance recoverable: $127,000,000.00Operating adjustments reconciliation → Amortization of premiums (discounts) on fixed maturities: $100,000,000.00Operating adjustments reconciliation → Equity in net income (loss) of partially-owned entities: $82,000,000.00Maturities and redemptions of fixed maturities available-for-sale → investing reconciliation: $2,902,000,000.00Sales of fixed maturities available-for-sale → investing reconciliation: $2,660,000,000.00Net change in short-term investments → investing reconciliation: $773,000,000.00Sales of equity securities → investing reconciliation: $637,000,000.00Private equity distributions → investing reconciliation: $222,000,000.00Cash And Cash Equivalents Increase (Decrease) Due To Consolidation And Deconsolidation Of Investment Products → investing reconciliation: $16,000,000.00investing reconciliation → Purchases of fixed maturities available-for-sale: $5,894,000,000.00investing reconciliation → Private equity contributions: $879,000,000.00investing reconciliation → Purchases of equity securities: $783,000,000.00investing reconciliation → Other: $431,000,000.00investing reconciliation → Net derivative instruments settlements: $21,000,000.00Net cash used in financing activities → financing reconciliation: $1,125,000,000.00Proceeds from issuance of repurchase agreements → financing reconciliation: $810,000,000.00Third-party capital invested into consolidated investment products → financing reconciliation: $559,000,000.00Policyholder contract deposits → financing reconciliation: $242,000,000.00Proceeds from share-based compensation plans → financing reconciliation: $98,000,000.00financing reconciliation → Repayment of long-term debt: $800,000,000.00financing reconciliation → Common Shares repurchased: $691,000,000.00financing reconciliation → Repayment of repurchase agreements: $447,000,000.00financing reconciliation → Dividends paid on Common Shares: $366,000,000.00financing reconciliation → Third-party capital distributed by consolidated investment products: $242,000,000.00financing reconciliation → Policyholder contract withdrawals: $176,000,000.00financing reconciliation → Other: $112,000,000.00Net cash used in investing activities → investing reconciliation: $798,000,000.00Exchange-rate effect → Cash sources and uses: $58,000,000.00Beginning cash: Cash, cash equivalents, and restricted cash → Cash sources and uses: $2,549,000,000.00Net cash from operating activities → Cash sources and uses: $1,566,000,000.00Cash sources and uses → Ending cash: Cash, cash equivalents, and restricted cash: $2,250,000,000.00Cash sources and uses → Net cash used in investing activities: $798,000,000.00Cash sources and uses → Net cash used in financing activities: $1,125,000,000.00Net income: $1,343,000,000.00Net income+$1.34 BNet realized (gains) losses: $116,000,000.00Realized investment gain & loss+$116.00 MMarket risk benefits (gains) losses: $92,000,000.00Market risk benefits, net+$92.00 MAmortization of premiums (discounts) on fixed maturities: -$100,000,000.00Investment discount & premium−$100.00 MAmortization of purchased intangibles: $75,000,000.00Amortization of purchased intangibles+$75.00 MEquity in net income (loss) of partially-owned entities: -$82,000,000.00Equity-method results−$82.00 MDeferred income taxes: -$198,000,000.00Deferred tax balances−$198.00 MUnpaid losses and loss expenses: $1,182,000,000.00Claims reserves+$1.18 BUnearned premiums: $868,000,000.00Unearned premiums+$868.00 MFuture policy benefits: $440,000,000.00Policy benefit reserves+$440.00 MInsurance and reinsurance balances payable: $305,000,000.00Reinsurance payables+$305.00 MAccounts payable, accrued expenses, and other liabilities: -$567,000,000.00Payables & accrued liabilities−$567.00 MIncome taxes: $203,000,000.00Income taxes payable+$203.00 MInsurance and reinsurance balances receivable: -$874,000,000.00Premiums receivable−$874.00 MReinsurance recoverable: -$127,000,000.00Reinsurance recoverables−$127.00 MDeferred policy acquisition costs: -$428,000,000.00Deferred acquisition costs−$428.00 MOther: -$247,000,000.00Other working capital, net−$247.00 MNet sales (purchases) of investments by consolidated investment products: -$435,000,000.00Consolidated investments, net−$435.00 MNet cash from operating activities: $1,566,000,000.00Operating cash+$1.57 BOperating adjustments reconciliation: $3,281,000,000.00Dividends paid on Common Shares: -$366,000,000.00Common dividends paid−$366.00 MCommon Shares repurchased: -$691,000,000.00Common stock repurchases−$691.00 MProceeds from issuance of long-term debt: $0.00Repayment of long-term debt: -$800,000,000.00Long-term debt repaid−$800.00 MProceeds from share-based compensation plans: $98,000,000.00Employee stock plans & options+$98.00 MPolicyholder contract deposits: $242,000,000.00Policyholder deposits+$242.00 MPolicyholder contract withdrawals: -$176,000,000.00Policyholder withdrawals−$176.00 MThird-party capital invested into consolidated investment products: $559,000,000.00Third-party capital invested+$559.00 MThird-party capital distributed by consolidated investment products: -$242,000,000.00Third-party capital distributed−$242.00 MProceeds from issuance of repurchase agreements: $810,000,000.00Short-term debt issued+$810.00 MRepayment of repurchase agreements: -$447,000,000.00Short-term debt repaid−$447.00 MOther: -$112,000,000.00Other financing, net−$112.00 MNet cash used in financing activities: -$1,125,000,000.00. Cash required to fund net payments.Financing cash−$1.13 Bfinancing reconciliation: $2,834,000,000.00Purchases of fixed maturities available-for-sale: -$5,894,000,000.00AFS securities purchases−$5.89 BPurchases of equity securities: -$783,000,000.00Equity securities purchases−$783.00 MSales of fixed maturities available-for-sale: $2,660,000,000.00AFS securities sales+$2.66 BSales of equity securities: $637,000,000.00Equity securities sales+$637.00 MMaturities and redemptions of fixed maturities available-for-sale: $2,902,000,000.00AFS securities maturities+$2.90 BNet change in short-term investments: $773,000,000.00Short-term investments, net+$773.00 MNet derivative instruments settlements: -$21,000,000.00Derivatives, net−$21.00 MPrivate equity contributions: -$879,000,000.00Limited partnership purchases−$879.00 MPrivate equity distributions: $222,000,000.00Limited partnership proceeds+$222.00 MAcquisition of subsidiaries: $0.00Other: -$431,000,000.00Other investing, net−$431.00 MCash And Cash Equivalents Increase (Decrease) Due To Consolidation And Deconsolidation Of Investment Products: $16,000,000.00Cash And Cash Equivalents Increase (Decrease) DueTo Consolidation And Deconsolidation Of InvestmentProducts+$16.00 MNet cash used in investing activities: -$798,000,000.00. Cash required to fund net payments.Investing cash−$798.00 Minvesting reconciliation: $8,008,000,000.00Cash sources and uses: $4,173,000,000.00Beginning cash: Cash, cash equivalents, and restricted cash: $2,549,000,000.00Beginning cash$2.55 BEnding cash: Cash, cash equivalents, and restricted cash: $2,250,000,000.00Ending cash$2.25 BExchange-rate effect: $58,000,000.00FX effect+$58.00 MCASH RECONCILIATIONOperatingflowsInvestingflowsFinancingflowsFree cash flowNot availableCash flow / Net income1.17×Operating cash flow ÷ net incomeNet cash change−$299.00 MEnding cash − beginning cash
Chart details

CHUBB LIMITED cash flow reconciliation, Jan 1, 2025 through Mar 31, 2025

Cash flows for Jan 1, 2025 through Mar 31, 2025. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2024. Ending cash: Mar 31, 2025. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.

Beginning cash on Dec 31, 2024
2,549,000,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
Operating activities
1,566,000,000 US dollars. Net cash provided.
Net income
1,343,000,000 US dollars
Net realized (gains) losses
116,000,000 US dollars
Market risk benefits (gains) losses
92,000,000 US dollars
Amortization of premiums (discounts) on fixed maturities
negative 100,000,000 US dollars
Amortization of purchased intangibles
75,000,000 US dollars
Equity in net income (loss) of partially-owned entities
negative 82,000,000 US dollars
Deferred income taxes
negative 198,000,000 US dollars
Unpaid losses and loss expenses
1,182,000,000 US dollars
Unearned premiums
868,000,000 US dollars
Future policy benefits
440,000,000 US dollars
Insurance and reinsurance balances payable
305,000,000 US dollars
Accounts payable, accrued expenses, and other liabilities
negative 567,000,000 US dollars
Income taxes
203,000,000 US dollars
Insurance and reinsurance balances receivable
negative 874,000,000 US dollars
Reinsurance recoverable
negative 127,000,000 US dollars
Deferred policy acquisition costs
negative 428,000,000 US dollars
Other
negative 247,000,000 US dollars
Net sales (purchases) of investments by consolidated investment products
negative 435,000,000 US dollars
Investing activities
negative 798,000,000 US dollars. Net cash used.
Purchases of fixed maturities available-for-sale
negative 5,894,000,000 US dollars
Purchases of equity securities
negative 783,000,000 US dollars
Sales of fixed maturities available-for-sale
2,660,000,000 US dollars
Sales of equity securities
637,000,000 US dollars
Maturities and redemptions of fixed maturities available-for-sale
2,902,000,000 US dollars
Net change in short-term investments
773,000,000 US dollars
Net derivative instruments settlements
negative 21,000,000 US dollars
Private equity contributions
negative 879,000,000 US dollars
Private equity distributions
222,000,000 US dollars
Acquisition of subsidiaries
0 US dollars
Other
negative 431,000,000 US dollars
Cash And Cash Equivalents Increase (Decrease) Due To Consolidation And Deconsolidation Of Investment Products
16,000,000 US dollars
Financing activities
negative 1,125,000,000 US dollars. Net cash used.
Dividends paid on Common Shares
negative 366,000,000 US dollars
Common Shares repurchased
negative 691,000,000 US dollars
Proceeds from issuance of long-term debt
0 US dollars
Repayment of long-term debt
negative 800,000,000 US dollars
Proceeds from share-based compensation plans
98,000,000 US dollars
Policyholder contract deposits
242,000,000 US dollars
Policyholder contract withdrawals
negative 176,000,000 US dollars
Third-party capital invested into consolidated investment products
559,000,000 US dollars
Third-party capital distributed by consolidated investment products
negative 242,000,000 US dollars
Proceeds from issuance of repurchase agreements
810,000,000 US dollars
Repayment of repurchase agreements
negative 447,000,000 US dollars
Other
negative 112,000,000 US dollars
Operating adjustment reconciliation
3,281,000,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
financing gross reconciliation
2,834,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
investing gross reconciliation
8,008,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
Exchange-rate effect
58,000,000 US dollars
Ending cash on Mar 31, 2025
2,250,000,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
Cash sources and uses
4,173,000,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
Net cash change
negative 299,000,000 US dollars. Ending cash minus beginning cash.
Cash flow / Net income
1.17×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.

Chart connections

  • Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
  • Financing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Investing contributions meet at a reconciliation junction before connecting to the net cash total.
  • Operating reconciliation adjustments are not all independent cash receipts.
  • Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $223.00M after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts.
  • Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
  • The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
CHUBB LIMITED (CB) FY2025 Q1 Statement of Cash Flows Sankey chart
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