Chime Financial, Inc. (CHYM) FY2026 Q2 P&L / Income Statement

Chime Financial, Inc. (CHYM) FY2026 Q2 P&L / Income Statement

Income statement for 2026-04-01 through 2026-06-30. View: Product and Service by Receivable Type. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Revenue

669,768,000 US dollars

Cost of revenue

74,895,000 US dollars

Gross profit

594,873,000 US dollars

Total operating expenses

573,551,000 US dollars

Income (loss) from operations

21,322,000 US dollars

Other income (expense), net (calculated)

6,741,000 US dollars

Net income (loss) before income taxes

28,063,000 US dollars

Provision (benefit) for income taxes

213,000 US dollars

Net income (loss)

27,850,000 US dollars

MyPay - Off-Balance Sheet Receivables

71,900,000 US dollars

MyPay - On-Balance Sheet Receivables

42,900,000 US dollars

Undisclosed (calculated)

554,968,000 US dollars

Transaction and risk losses

103,287,000 US dollars

Member support and operations

109,555,000 US dollars

Sales and marketing

164,159,000 US dollars

Technology and development

112,111,000 US dollars

General and administrative

80,142,000 US dollars

Depreciation and amortization

4,297,000 US dollars

Chart connections

• Revenue less cost of revenue equals gross profit; gross profit less operating expenses equals operating income.
• Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.