CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 Q2 P&L / Income Statement

Revenue by Business Segment

2026-04-01 to 2026-06-30

Swipe to see the full flow
CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 Q2 P&L / Income StatementIncome statement for 2026-04-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.SOURCESREVENUEOPERATINGPRE-TAXNETInvestment SegmentCommercial InsurancePersonal InsuranceUndisclosed (calculated)Excess and Surplus Lines InsuranceLife Insurance SegmentTotal revenuesOperating profit (calculated)Total benefits and expensesInsurance losses and contract holders' benefitsUnderwriting, acquisition and insurance expensesInterest expenseOther operating expensesIncome Before Income TaxesNet IncomeTotal provision for income taxesOperating profit (calculated)Operating profit(calculated)$1.58 BIncome Before Income TaxesIncome BeforeIncome Taxes$1.58 BTotal revenuesTotal revenues$4.27 BNet IncomeNet Income$1.26 BInvestment SegmentInvestment Segment$1.63 BTotal benefits and expensesTotal benefitsand expenses$2.70 BTotal provision for income taxesTotal provisionfor income taxes$321.00 MCommercial InsuranceCommercial Insurance$1.25 BInsurance losses and contract holders' benefitsInsurance losses andcontract holders' benefits$1.89 BPersonal InsurancePersonal Insurance$881.00 MUndisclosed (calculated)Undisclosed (calculated)$235.00 MUnderwriting, acquisition and insurance expensesUnderwriting, acquisitionand insurance expenses$786.00 MExcess and Surplus Lines InsuranceExcess and Surplus Lines Insurance$190.00 MInterest expenseInterest expense$14.00 MLife Insurance SegmentLife Insurance Segment$89.00 MOther operating expensesOther operating expenses$11.00 M
Chart details

CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 Q2 P&L / Income Statement

Income statement for 2026-04-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Total revenues
4,274,000,000 US dollars
Total benefits and expenses
2,698,000,000 US dollars
Operating profit (calculated)
1,576,000,000 US dollars
Other income (expense), net (calculated)
0 US dollars
Income Before Income Taxes
1,576,000,000 US dollars
Total provision for income taxes
321,000,000 US dollars
Net Income
1,255,000,000 US dollars
Commercial Insurance
1,252,000,000 US dollars
Personal Insurance
881,000,000 US dollars
Excess and Surplus Lines Insurance
190,000,000 US dollars
Life Insurance Segment
89,000,000 US dollars
Investment Segment
1,627,000,000 US dollars
Undisclosed (calculated)
235,000,000 US dollars
Insurance losses and contract holders' benefits
1,887,000,000 US dollars
Underwriting, acquisition and insurance expenses
786,000,000 US dollars
Other operating expenses
11,000,000 US dollars
Interest expense
14,000,000 US dollars

Chart connections

  • Revenue minus operating expenses equals operating income.
  • Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 Q2 Revenue by Business Segment Sankey chart
Free to share unchanged, with credit to Plicit.ai · CC BY-NC-ND 4.0Download PNG

Operating margin

36.9%

Operating profit / revenue

Cash conversion

55.8%

Operating cash / net income, same period

Newsletter

Get the teardowns by email

Subscribe if you want the public-company teardowns in your inbox when they're released.

Product waitlist

Health Check and Teardown for your own company

A health check uncovers insights of your private books, not a public ticker. Join this list to get notified as soon as we go-live!