CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 YTD Q2 P&L / Income Statement

Revenue by Business Segment

2026-01-01 to 2026-06-30

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CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 YTD Q2 P&L / Income StatementIncome statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.SOURCESREVENUEOPERATINGPRE-TAXNETCommercial InsuranceInvestment SegmentPersonal InsuranceUndisclosed (calculated)Excess and Surplus Lines InsuranceLife Insurance SegmentTotal revenuesOperating profit (calculated)Total benefits and expensesInsurance losses and contract holders' benefitsUnderwriting, acquisition and insurance expensesInterest expenseOther operating expensesIncome Before Income TaxesNet IncomeTotal provision for income taxesOperating profit (calculated)Operating profit(calculated)$1.90 BIncome Before Income TaxesIncome BeforeIncome Taxes$1.90 BTotal revenuesTotal revenues$7.14 BNet IncomeNet Income$1.53 BCommercial InsuranceCommercial Insurance$2.49 BTotal benefits and expensesTotal benefitsand expenses$5.24 BTotal provision for income taxesTotal provisionfor income taxes$373.00 MInvestment SegmentInvestment Segment$1.88 BInsurance losses and contract holders' benefitsInsurance losses andcontract holders' benefits$3.64 BPersonal InsurancePersonal Insurance$1.76 BUndisclosed (calculated)Undisclosed (calculated)$466.00 MUnderwriting, acquisition and insurance expensesUnderwriting, acquisitionand insurance expenses$1.55 BExcess and Surplus Lines InsuranceExcess and Surplus Lines Insurance$371.00 MInterest expenseInterest expense$27.00 MLife Insurance SegmentLife Insurance Segment$175.00 MOther operating expensesOther operating expenses$20.00 M
Chart details

CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 YTD Q2 P&L / Income Statement

Income statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Total revenues
7,137,000,000 US dollars
Total benefits and expenses
5,235,000,000 US dollars
Operating profit (calculated)
1,902,000,000 US dollars
Other income (expense), net (calculated)
0 US dollars
Income Before Income Taxes
1,902,000,000 US dollars
Total provision for income taxes
373,000,000 US dollars
Net Income
1,529,000,000 US dollars
Commercial Insurance
2,494,000,000 US dollars
Personal Insurance
1,756,000,000 US dollars
Excess and Surplus Lines Insurance
371,000,000 US dollars
Life Insurance Segment
175,000,000 US dollars
Investment Segment
1,875,000,000 US dollars
Undisclosed (calculated)
466,000,000 US dollars
Insurance losses and contract holders' benefits
3,638,000,000 US dollars
Underwriting, acquisition and insurance expenses
1,550,000,000 US dollars
Other operating expenses
20,000,000 US dollars
Interest expense
27,000,000 US dollars

Chart connections

  • Revenue minus operating expenses equals operating income.
  • Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
CINCINNATI FINANCIAL CORPORATION (CINF) FY2026 YTD Q2 Revenue by Business Segment Sankey chart
Free to share unchanged, with credit to Plicit.ai · CC BY-NC-ND 4.0Download PNG

Operating margin

26.6%

Operating profit / revenue

Cash conversion

88.7%

Operating cash / net income, same period

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