SoFi Technologies, Inc. (SOFI) FY2026 Q2 P&L / Income Statement

Revenue by Business Segment

2026-04-01 to 2026-06-30

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SoFi Technologies, Inc. (SOFI) FY2026 Q2 P&L / Income StatementIncome statement for 2026-04-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.SOURCESREVENUE RECONCILIATIONREVENUEOPERATINGPRE-TAXNETLendingFinancial ServicesTechnology PlatformTotal net revenueRevenue before reconciliation (calculated)Corporate / OtherOperating profit (calculated)Operating expenses (calculated)Total noninterest expenseProvision for credit lossesIncome before income taxesNet incomeIncome tax expenseRevenue before reconciliation (calculated)Revenue beforereconciliation(calculated)$1.28 BOperating profit (calculated)Operating profit(calculated)$204.31 MTotal net revenueTotal net revenue$1.22 BIncome before income taxesPretax income$204.31 MNet incomeNet income$156.59 MLendingLending$724.80 MOperating expenses (calculated)Operating expenses(calculated)$1.01 BIncome tax expenseIncome tax expense$47.72 MFinancial ServicesFinancial Services$466.28 MTotal noninterest expenseTotal noninterest expense$1.00 BTechnology PlatformTechnology Platform$84.51 MProvision for credit lossesProvision for credit losses$13.76 MCorporate / OtherCorporate / Other−$56.91 M
Chart details

SoFi Technologies, Inc. (SOFI) FY2026 Q2 P&L / Income Statement

Income statement for 2026-04-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Total net revenue
1,218,676,000 US dollars
Operating expenses (calculated)
1,014,367,000 US dollars
Operating profit (calculated)
204,309,000 US dollars
Other income (expense), net (calculated)
0 US dollars
Income before income taxes
204,309,000 US dollars
Income tax expense
47,717,000 US dollars
Net income
156,592,000 US dollars
Lending
724,798,000 US dollars
Technology Platform
84,505,000 US dollars
Financial Services
466,278,000 US dollars
Total noninterest expense
1,000,612,000 US dollars
Provision for credit losses
13,755,000 US dollars
Revenue before reconciliation (calculated)
1,275,581,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.
Corporate / Other
negative 56,905,000 US dollars. Reported reconciliation to consolidated revenue.

Chart connections

  • Revenue minus operating expenses equals operating income.
  • Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
  • Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.
SoFi Technologies, Inc. (SOFI) FY2026 Q2 Revenue by Business Segment Sankey chart
Free to share unchanged, with credit to Plicit.ai · CC BY-NC-ND 4.0Download PNG

Operating margin

16.8%

Operating profit / revenue

Cash conversion

−2484.4%

Operating cash / net income, same period

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