SoFi Technologies, Inc. (SOFI) FY2026 YTD Q2 P&L / Income Statement

SoFi Technologies, Inc. (SOFI) FY2026 YTD Q2 P&L / Income Statement

Income statement for 2026-01-01 through 2026-06-30. View: Business segment. Revenue uses this breakdown; costs and expenses retain the consolidated categories.

Total net revenue

2,319,044,000 US dollars

Operating expenses (calculated)

1,915,183,000 US dollars

Operating profit (calculated)

403,861,000 US dollars

Other income (expense), net (calculated)

0 US dollars

Income before income taxes

403,861,000 US dollars

Income tax expense

80,538,000 US dollars

Net income

323,323,000 US dollars

Lending

1,367,218,000 US dollars

Technology Platform

159,591,000 US dollars

Financial Services

894,821,000 US dollars

Total noninterest expense

1,892,533,000 US dollars

Provision for credit losses

22,650,000 US dollars

Revenue before reconciliation (calculated)

2,421,630,000 US dollars. Sum of the reported revenue categories before the separately reported reconciliation.

Corporate / Other

negative 102,586,000 US dollars. Reported reconciliation to consolidated revenue.

Chart connections

• Revenue minus operating expenses equals operating income.
• Operating income plus other income or expense equals income before tax. Income before tax less income tax expense or benefit equals net income.
• Reported revenue categories plus the separately reported signed reconciliation equals consolidated revenue.