Travelers Companies, Inc. (TRV) FY2025 Annual Statement of Cash Flows
2025-01-01 to 2025-12-31
Statement of Cash Flows
2025-01-01 to 2025-12-31
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Chart details
Travelers Companies, Inc. cash flow reconciliation, Jan 1, 2025 through Dec 31, 2025
Cash flows for Jan 1, 2025 through Dec 31, 2025. Cash basis: Cash, cash equivalents, and restricted cash. Beginning cash: Dec 31, 2024. Ending cash: Dec 31, 2025. Beginning and ending cash are dated balances. Positive cash flows add cash; negative cash flows reduce it.
- Beginning cash on Dec 31, 2024
- 699,000,000 US dollars. Beginning cash: Cash, cash equivalents, and restricted cash
- Operating activities
- 10,606,000,000 US dollars. Net cash provided.
- Net income
- 6,288,000,000 US dollars
- Net realized investment losses
- 48,000,000 US dollars
- Depreciation and amortization
- 680,000,000 US dollars
- Deferred federal income tax expense (benefit)
- 210,000,000 US dollars
- Amortization of deferred acquisition costs
- 7,266,000,000 US dollars
- Equity in income from other investments
- negative 226,000,000 US dollars
- Premiums receivable
- negative 115,000,000 US dollars
- Reinsurance recoverables
- negative 137,000,000 US dollars
- Deferred acquisition costs
- negative 7,373,000,000 US dollars
- Claims and claim adjustment expense reserves
- 3,300,000,000 US dollars
- Unearned premium reserves
- 584,000,000 US dollars
- Other operating activities
- 81,000,000 US dollars
- Investing activities
- negative 7,652,000,000 US dollars. Net cash used.
- Proceeds from maturities of fixed maturities
- 11,660,000,000 US dollars
- Fixed maturities
- 832,000,000 US dollars
- Equity securities
- 160,000,000 US dollars
- Real estate investments
- 0 US dollars
- Other investments
- 321,000,000 US dollars
- Fixed maturities
- negative 18,771,000,000 US dollars
- Equity securities
- negative 126,000,000 US dollars
- Real estate investments
- negative 48,000,000 US dollars
- Other investments
- negative 346,000,000 US dollars
- Net sales (purchases) of short-term securities
- negative 945,000,000 US dollars
- Securities transactions in the course of settlement
- 144,000,000 US dollars
- Acquisition, net of cash acquired
- 0 US dollars
- Other investing activities
- negative 533,000,000 US dollars
- Financing activities
- negative 2,663,000,000 US dollars. Net cash used.
- Treasury stock acquired — share repurchase authorizations
- negative 3,004,000,000 US dollars
- Treasury stock acquired — net employee share-based compensation
- negative 127,000,000 US dollars
- Dividends paid to shareholders
- negative 979,000,000 US dollars
- Issuance of debt
- 1,233,000,000 US dollars
- Issuance of common stock — employee share options
- 214,000,000 US dollars
- Operating adjustment reconciliation
- 12,169,000,000 US dollars. Intermediate calculation joining the operating reconciliation branches. Its gross amount includes any portion of net income routed through this junction. It is not an additional cash source or use.
- financing gross reconciliation
- 4,110,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- investing gross reconciliation
- 20,769,000,000 US dollars. Gross amount at the activity's junction before offsetting its receipts and deductions. It is not an additional cash source or use.
- Exchange-rate effect
- 23,000,000 US dollars
- Difference in the filed cash totals (calculated)
- negative 171,000,000 US dollars. Out of cash; drawn as the small gray flow above ending cash.
- Ending cash on Dec 31, 2025
- 842,000,000 US dollars. Ending cash: Cash, cash equivalents, and restricted cash
- Cash sources and uses
- 11,328,000,000 US dollars. Opening cash plus net sources, equal to net uses plus ending cash.
- Net cash change
- 143,000,000 US dollars. Ending cash minus beginning cash.
- Cash flow / Net income
- 1.69×. Operating cash flow divided by reconciliation net income for the same period. Black from 0.90× through 1.10×; green above 1.10×; red below 0.90×. Color uses the unrounded ratio.
Chart connections
- Beginning cash plus operating, investing and financing cash flows plus the exchange-rate effect equals ending cash. Negative amounts reduce cash.
- Financing contributions meet at a reconciliation junction before connecting to the net cash total.
- Investing contributions meet at a reconciliation junction before connecting to the net cash total.
- Operating reconciliation adjustments are not all independent cash receipts.
- Net income enters operating cash directly in the reconciliation. The adjustment junction contributes the remaining $4.32B after reconciling the other positive and negative adjustments. These connections depict an accounting reconciliation, not traced cash receipts.
- Each activity has one net cash bar connected to the shared cash pool. Positive activity totals enter the pool; negative activity totals leave the pool to fund that activity's net payments. The central pool does not assign a particular funding source to a particular payment.
- The intermediate calculation bars include both sides of the displayed activity breakdowns; they are not additional cash flows.
- The filer's reported cash figures differ by $171.00 M: its ending cash less its beginning cash does not equal its reported net change in cash. The chart shows the difference as its own calculated flow; no reported amount has been adjusted.
- The filer's reported cash figures differ by $171.00 M: its ending cash less its beginning cash does not equal its reported net change in cash. The chart shows the difference as its own calculated flow; no reported amount has been adjusted.
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